(SPEECH) [MUSIC PLAYING] (DESCRIPTION) Aerial view of Seattle at sunset Title. The U.S. Bank Amazon Employee Mortgage Program Aaron Tyler, Director of the U.S. Bank Amazon Lending Team (SPEECH) U.S. Bank's Amazon Employee Lending Team has been built with individuals who understand the unique aspects of Amazon and their employees. The start of the Amazon program really began with working with several of the Amazon executives, who were buying homes in the area and needed some special help on how to make the financing work. (DESCRIPTION) Employees around a table working with tablets and data (SPEECH) And so we were asked to help create a program that understands all aspects of being an Amazon employee. With their unique compensation plan, it didn't fit a lot of the mortgage industry guidelines. And so we've developed a custom approach to how we look at qualifying a borrower. (DESCRIPTION) Over 80% of the home loans we deliver to Amazon employees are purchases with an average loan amount of $750,000. Wendy McKenzie, Closing Team Manager (SPEECH) We really analyze every part of a client's profile, whether it's their credit, whether it's their income, or their assets. (DESCRIPTION) John Fogliani, pre-approval team manager (SPEECH) We do all of that up front in the mortgage process, as opposed to doing it later on when it can catch you and cause a loan to go south. So our job is to try and make it as uncomplicated as possible and trying to help them understand not only the type of mortgage product they're going to get but how it benefits them. (DESCRIPTION) We have worked with Amazon employees in over 30 states on home purchases ranging from $30,000 to $11 million. (SPEECH) Where a lot of the industry players tend to go with a very simple approach on the front end of the preapproval, we actually go the opposite. We're (DESCRIPTION) In depth pre-approval (SPEECH) quite thorough. We ask for a lot, but it provides really fantastic results. (DESCRIPTION) Since the Amazon Lending team's creation, we have closed nearly $1 billion in home loans for Amazon employees. (SPEECH) We have an online loan portal, which enables us to get a loan approval that much faster. (DESCRIPTION) Bianca Mack, loan manager (SPEECH) We do service all 50 states and so no matter where you're relocating, we will have somebody that can help you out. (DESCRIPTION) Team support (SPEECH) As a team, we always are looking for the individual that really fits the attitude of yes I can do it, yes I want to learn more. So really, the most important thing for us is that we meet the closing date so families get those keys and move in. And for us, success is measured by can we make that day happen for you? That's really what it's about, is making sure that they have the full buying potential that they would like to have when they're looking for a home. [MUSIC PLAYING] (DESCRIPTION) Text. Go to usbank.com/amazon or email Amazon@usbank.com or call 206-802-9664 U.S. Bank. Equal Housing Lender. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit usbank.com to learn more about U.S. Bank products and services. Mortgage and home equity products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.