How does portfolio rebalancing work? (SPEECH) [UPBEAT MUSIC] (DESCRIPTION) Text,U.S. Wealth Management. U.S.Bancorp Investments. U.S. Wealth Management, U.S. Bancorp Investments is a marketing logo for U.S. Bancorp Investments. Investment and insurance products and services including amenities are not a deposit, not F.D.I.C. insured, may lose value, not bank guaranteed, not insured by any federal government agency. A man in a suit jacket on a beige background. (SPEECH) SPEAKER: The magic of a robo advisor is the way it monitors and rebalances your portfolio. When you set up an account, you specify your goals, time frame, and risk tolerance, which dictates the appropriate mix of funds for your portfolio. Automated Investor uses sophisticated technology to monitor your account and make changes when needed. (DESCRIPTION) A graph. Text, Stocks, 70%. A folio with bills. Text, bonds, 30%. (SPEECH) Let's say we build your portfolio with 70% stocks and 30% bonds based on the ideal mix for your time frame and risk tolerance. As the market moves up and down, you might end up with 80% of your money in stocks and 20% in bonds. (DESCRIPTION) Circular graph with 80% shaded stocks, 20% shaded bonds. (SPEECH) This mix might be too risky for you. Robo-advisor technology sees this and automatically sells some of the stock and buys some more bonds so that your allocation gets back to that 70/30 mix. (DESCRIPTION) Gears appear and the graph re-adjusts to the original ratio. (SPEECH) The smart technology behind a robo advisor also does a couple of other cool things behind the scenes for you. (DESCRIPTION) Animated tax forms and bills. Animated piggy bank. (SPEECH) It makes investment decisions based on tax implications. For example, if a fund loses money, that loss can be used to offset taxes on gains from other investments and could reinvest dividends for you. These are things you don't have to worry about because it's all done automatically. You can rest assured that Automated Investor continually monitors and adjusts your investments to help keep you on track towards your goals. (DESCRIPTION) Animated house. Laptop. (SPEECH) You'll be able to view your account performance or adjust your goal anytime at usbank.com, or just sit back and know your money is working hard for you. Happy investing. [UPBEAT MUSIC] (DESCRIPTION) Text, U.S. Wealth Management. U.S. Bancorp Investments. 8 6 6 7 5 8 8 6 5 5. U.S. Bank dot com slash automated investing. Annual advisory fee is 0.24% of invested assets. Minimum investment is $5,000. Investment products and services are available through U.S. Bancorp Investments, an investment adviser and brokerage subsidiary of U.S. Bancorp and affiliates of U.S. Bank. Copyright 2019 U.S. Bancorp.