Starting a Family (SPEECH) [MUSIC PLAYING] (DESCRIPTION) Graphic of price tag. Title, Uncover the Cost, with the word Cost on the price tag. (SPEECH) [CAR MOTOR] (DESCRIPTION) Costs to consider when starting a family. Model of house next to stuffed bear. Home and vehicle changes. Toy cars drive away. Proper health insurance coverage. In speech bubble: An insurance professional can help determine which plans - and how much coverage - your family needs. Furniture and gear. Toys of these items. Hospital bills/adoption fees. Paper falls next to bear. Time off work. Calendar with red exes. (SPEECH) [SCRATCHING] (DESCRIPTION) Daily essentials. Toys of these items. Speech bubble: Infants use around 2,700 diapers in the first year (disposables cost around 20 cents each). Entertainment and education. Unexpected medical appointments. Speech bubble: Consider opening a Health Savings Account (H.S.A.) or Flexible Spending Account (F.S.A.). These let you set aside pre-tax income for medical expenses. Child care. Preparing for the unexpected. Speech bubble: Supplemental life and disability insurance can help financially protect your family. Setting up a will or trust. Saving for the future. Toys of items. Speech bubble: Consider a 529 plan. 529 funds cover a range of educational expenses - and may offer tax benefits. (SPEECH) [PARTY HORN BLARING] (DESCRIPTION) Graduation cap on bear. Confetti falls. U.S. Bank logo. Learn more at u.s.bank dot com slash financial i.q. Copyright 2019 U.S. Bank Association. Member F.D.I.C.