Starting a Small Business (SPEECH) [WHIMSICAL MUSIC] (DESCRIPTION) Text, uncover the cost. Costs to consider when starting a business. (SPEECH) [PAPER SHUFFLING] (DESCRIPTION) Market research. Papers fall from above around a model storefront. Text, Borrowing costs. Calculators appear and disappear. Speech bubble, loan versus line of credit. Not sure which is right for you? A business banker can recommend the best options for your funding needs. Text, licenses and permits. More papers fall from above, then slide into the storefront. (SPEECH) [EQUIPMENT CLATTERING] (DESCRIPTION) Text, Equipment and Software. Tiny desks and computers roll up to the storefront, then go inside. (SPEECH) [POPPING] (DESCRIPTION) Text, Rent or mortgage and utilities. A tiny fan, mop, sponge, air conditioning unit, and lightbulbs around the store front, then move inside. (SPEECH) [PAPER SHUFFLING] (DESCRIPTION) Text, Insurance. Papers fall from above. (SPEECH) [ITEMS CLATTERING] (DESCRIPTION) Text, Inventory. A truck pulls out and boxes move into the store. The papers move offscreen. Text, Employee wages and benefits. Work clothing, first aid kit, an apron, and tiny shoes. Speech bubble, plan for payroll to take up 25 to 50 percent of total budget. The clothes and tiny shoes walk away. (SPEECH) [PAPER SHUFFLING] (DESCRIPTION) Text, marketing and networking. Colorful fliers fall from above. A mini billboard unfurls, reading Gift Shop. The billboard spins away. Text, Professional Consultants. A desk and books roll up. (SPEECH) [ITEMS CLATTERING] (DESCRIPTION) Speech bubble, time is money. Save both by hiring a pro to handle the heavy legal and financial lifting. The desk and books disappear. (SPEECH) [POPPING] (DESCRIPTION) A grand opening sign unfurls across the front of the store and confetti falls from above (SPEECH) [ CHEERING] (DESCRIPTION) U.S. Bank Logo Text, Learn more at USbank.com slash financial I Q. Equal housing lender. Credit products offered by U.S. Bank National Association and subject to credit approval and program guidelines. Call your business banker for current rates and terms. Deposit products are offered by U.S. Bank National Association, Member FDIC. Copyright 2019 U.S. Bank