Is there a cut-off time for sending a wire transfer?

Yes, for most same-day wire transfers, the cut-off time is as early as 3 p.m. CT. This applies to incoming and outgoing wire transfers.

  • Same-day wires can be sent starting at 7:30 a.m. CT.
  • If you schedule it for a future date, changes can be made until 11:59 p.m. CT, the day before it's sent.
  • Federal tax payments have an earlier cut-off time of 2:30 p.m. CT.

It may take a few minutes to input the information. Be sure to give yourself plenty of time to complete the transaction before the cut-off.