Sometimes, we need to question the available balance that can be used for purchases and withdrawals. Knowing how how we've calculated it is important, so here's a breakdown:
For example, Your account balance is $1000 at the beginning of your day. You've deposited a $150 check that's on hold, and made $25 in purchases. Based on this information, we would calculate your available balance as follows: $1000 - $150 deposit hold - $25 purchases = $825 available balance to use.
Additional items not reflected in your available balance include, but aren't limited to: