How do I lower the credit limit on my credit card or personal line?

Lowering your credit limit is a big decision. If you've decided to lower your limit, call us at 800-285-8585. When you speak to a representative, be sure to tell them you'd like a credit limit decrease.

Once the request to lower your limit is submitted , it can't be cancelled and you'll need to ask for a credit limit increase if you'd like to increase your limit again.