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There are two different Harley-Davidson®cards: the Harley-Davidson®Visa Signature®card and the Harley-Davidson® High Performance Visa card. You will first be considered for the Signature card. If you do not qualify for the Signature card, you will be considered for the High Performance card. These cards have different benefits as set forth here: The Signature card earns 3 points at H-D® dealerships and h-d.com/store, 2 points at gas stations, restaurants, bar and lodging merchants and 1 point everywhere else Visa is accepted for every $1 of eligible net purchases. The High Performance card earns 1 point for every $1 of eligible net purchases and may not offer the same Visa Signature benefits.