Get 1.5% cash backaaf2jjm on every net purchase.

Get unlimited cash back with the U.S. Bank Cash 365™ American Express® Card.
Special Online Offer:  $100 Customer Relationship Bonus.ma8qvt

Earn 1.5% cash back on all net purchasesa2nw2ev  whenever and wherever you use the U.S. Bank Cash 365 American Express Card, with no limits to the amount of cash back you can earn.

Cash 365 Benefits

  • 1.5% cash back on all net purchasesa2nw2ev  every day.
  • No limit on cash back earned.
  • 0% Introductory APR* for the first 12 billing cycles on any balances transferred within 30 days from account opening. After that, a variable APR, currently 13.24% - 23.24% based on your creditworthiness.
  • No annual fee.

Redeem for Cash Easily

No minimum redemption – redeem your cash back at any time in any amount when redeeming to checking, savings or statement credit.

Additional Benefits

  • Zero Fraud Liabilityaoehfb5  - You are not responsible for unauthorized transactions if your U.S. Bank Cash 365 Card or account number is ever lost or stolen. If your card is lost or stolen, a replacement card can be sent within 48 hours.
  • Fraud Protection — We actively monitor your account for fraud. Then, we will notify you if we see anything unusual.
  • Pay Bills With Your Card — Take the hassle out of paying bills. Save time and money by eliminating the need to write checks, buy stamps or worry about mail delays by using your U.S. Bank credit card to pay bills. Learn how at usbank.com/paymybills.
  • Account Alerts — Sign up through U.S. Bank Internet Banking for convenient alerts to help you keep up with account activity. Receive your alerts via email or text message6e6jzr  and get the information where and how you want it.

American Express Benefits
  • Entertainment Accessgjk95n  – be among the first to buy tickets - to some of the best concerts, Broadway shows and sporting events in town.
  • Best Value Guaranteegjk95n  – receive reimbursement of the price difference on an eligible item purchased entirely with your Card if an identical item is found for a lower price within 30 days of the purchase.
  • Extended Warrantygjk95n  – for eligible products purchased entirely with your Card, Extended Warranty doubles the original manufacturer’s (or U.S. store brand) warranty of one year or less.
  • Return Protectiongjk95n  – receive reimbursement for covered items if you attempt to return your undamaged covered items to the merchant, but the merchant will not accept them.
  • Additional Coverage Benefitsgjk95n  such as North America Car Rental Loss and Damage Insurance, Travel Accident Insurance, Emergency Assistance and Retail Protection.

View Terms and Conditions

Apply for the U.S. Bank Cash 365 American Express® Card

We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

*Your 0% introductory APR applies to balance transfers made within 30 days of account opening. The introductory rate does not apply to purchases and cash advances. A Balance Transfer fee of 3% of each transfer amount ($5 minimum) will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from American Express.
American Express is a federally registered service mark of American Express.

aaf2jjm Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking, or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption). The U.S. Bank Rewards Card cannot be reloaded with additional funds, nor can it be used at an ATM. Terms and conditions apply and other fees may apply to Rewards Cards. For complete terms and conditions, see the “U.S. Bank Rewards Card Cardholder Agreement” available at www.myusbankcorporaterewards.com. This Rewards Card is issued by U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc.  Account must be open and in good standing to earn and redeem rewards and benefits. Cash rewards earned do not expire. Please refer to your Cardmember Agreement for additional information.
a2nw2ev Net purchases are purchases minus credits and returns.
aoehfb5 Zero fraud liability – U.S. Bank provides zero fraud liability for unauthorized transactions if your card or card number is ever lost or stolen. You (the cardholder) must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
6e6jzr For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings.
gjk95n Certain limitations and restrictions may apply. For further details refer to your Guide to Benefits, which will be provided to you with your Card.
ma8qvt This is an online offer only.  To earn the one-time Customer Relationship Bonus, you must have a qualifying U.S. Bank product (see below) in good standing when you apply, are approved for, and open (or within 90 days of opening) the Cash 365 American Express Card, and spend $500 in net purchases with the Cash 365 American Express Card within 90 days of account open date. Terms of this offer are subject to change. Please allow 6-8 weeks after you have met the account relationship and spend requirements for the Bonus to be credited to your rewards balance.

Qualifying U.S. Bank Products: Any U.S. Bank-issued Credit Card, U.S. Bank Checking or Savings Account, U.S. Bank Mortgage, U.S. Bank Home Equity Line of Credit, U.S. Bank Student Loan, or U.S. Bank Retirement Accounts.

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