Earn unlimited 1.5% cash backaaf2jjm on eligible net purchasester8ks .

Plus, earn a $150 bonus after making $500 in eligible net purchases within the first 90 days of account openinga8x614s .

Earn unlimited 1.5% cash back on eligible net purchasester8ks  whenever you use the U.S. Bank Cash 365 American Express Card.

Cash 365 Benefits

  • Earn unlimited 1.5% cash back on eligible net purchasester8ks .
  • No limit on cash back earned.
  • 0% Introductory APR* for the first 12 billing cycles on any balances transferred within 60 days from account opening. After that, a variable APR, currently 15.24% – 24.24% based on your creditworthiness.
  • No annual fee.

Redeem for Cash Easily

No minimum redemption – redeem your cash back at any time in any amount when redeeming to checking, savings or statement credit.

Additional Benefits

  • Zero Fraud Liabilityaoehfb5   - You are not responsible for unauthorized transactions if your U.S. Bank Cash 365 Card or account number is ever lost or stolen. If your card is lost or stolen, a replacement card can be sent within 48 hours.
  • Fraud Protection — We actively monitor your account for fraud. Then, we will notify you if we see anything unusual.
  • Pay Bills With Your Card — Take the hassle out of paying bills. Save time and money by eliminating the need to write checks, buy stamps or worry about mail delays by using your U.S. Bank credit card to pay bills. Learn how at usbank.com/paymybills.
  • Account Alerts — Sign up through U.S. Bank Internet Banking for convenient alerts to help you keep up with account activity. Receive your alerts via email or text message6e6jzr   and get the information where and how you want it.

American Express Benefits
  • Entertainment Accessgjk95n  – be among the first to buy tickets - to some of the best concerts, Broadway shows and sporting events in town.
  • Best Value Guaranteegjk95n  – receive reimbursement of the price difference on an eligible item purchased entirely with your Card if an identical item is found for a lower price within 30 days of the purchase.
  • Extended Warrantygjk95n  – for eligible products purchased entirely with your Card, Extended Warranty doubles the original manufacturer’s (or U.S. store brand) warranty of one year or less.
  • Return Protectiongjk95n  – receive reimbursement for covered items if you attempt to return your undamaged covered items to the merchant, but the merchant will not accept them.
  • Additional Coverage Benefitsgjk95n  such as North America Car Rental Loss and Damage Insurance, Travel Accident Insurance, Emergency Assistance and Retail Protection.

View Terms and Conditions 

Apply for the U.S. Bank Cash 365 American Express® Card

We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

*Your 0% introductory APR applies to balances transfers made within 60 days of account opening. The introductory rate does not apply to purchases and cash advances. A Balance Transfer fee of 3% of each transfer amount ($5 minimum) will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from American Express. American Express is a federally registered service mark of American Express.

aaf2jjm Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking, or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption). The U.S. Bank Rewards Card cannot be reloaded with additional funds, nor can it be used at an ATM. Terms and conditions apply and other fees may apply to Rewards Cards. For complete terms and conditions, see the “U.S. Bank Rewards Card Cardholder Agreement” available at www.myusbankcorporaterewards.com. This Rewards Card is issued by U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc.  Account must be open and in good standing to earn and redeem rewards and benefits. You may not redeem Cash back, and you will immediately lose all of your Cash back, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Cash rewards earned do not expire. Please refer to your Cardmember Agreement for additional information.
a8x614s One-time $150 bonus will be awarded for redemption when you are approved for a new U.S. Bank Cash 365™ American Express® Card and after eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Net purchases are purchases minus credits and returns. Cash back is not earned for Advances (including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Convenience Checks, Balance Transfers, and Fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance. Existing and previous Cash Rewards accounts do not qualify for this one-time bonus. One-time bonus cash does not apply toward account upgrades. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
ter8ks Net purchases are purchases minus credits and returns.
aoehfb5 Zero fraud liability – U.S. Bank provides zero fraud liability for unauthorized transactions if your card or card number is ever lost or stolen. You (the cardholder) must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
6e6jzr For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings.
gjk95n Certain limitations and restrictions may apply. For further details refer to your Guide to Benefits, which will be provided to you with your Card.

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