Earn 1.5% cash backaaf2jjm on eligible net purchases.

Get unlimited cash back with the U.S. Bank Cash 365™ American Express® Card.
Limited Time Offer: Earn an additional 0.5% cash back on eligible net purchases made within the first year of account opening.sxzsxw 

Earn 2% unlimited cash back on eligible net purchasester8ks  made within the first year whenever and wherever you use the U.S. Bank Cash 365 American Express Card. Thereafter, earn 1.5% cash back.sxzsxw

Cash 365 Benefits

  • 2% cash back on eligible net purchases made within the first year. Thereafter, earn 1.5% cash back.sxzsxw 
  • No limit on cash back earned.
  • 0% Introductory APR* for the first 12 billing cycles on any balances transferred within 60 days from account opening. After that, a variable APR, currently 14.99% – 23.99% based on your creditworthiness.
  • No annual fee.

Redeem for Cash Easily

No minimum redemption – redeem your cash back at any time in any amount when redeeming to checking, savings or statement credit.

Additional Benefits

  • Zero Fraud Liabilityaoehfb5   - You are not responsible for unauthorized transactions if your U.S. Bank Cash 365 Card or account number is ever lost or stolen. If your card is lost or stolen, a replacement card can be sent within 48 hours.
  • Fraud Protection — We actively monitor your account for fraud. Then, we will notify you if we see anything unusual.
  • Pay Bills With Your Card — Take the hassle out of paying bills. Save time and money by eliminating the need to write checks, buy stamps or worry about mail delays by using your U.S. Bank credit card to pay bills. Learn how at usbank.com/paymybills.
  • Account Alerts — Sign up through U.S. Bank Internet Banking for convenient alerts to help you keep up with account activity. Receive your alerts via email or text message6e6jzr   and get the information where and how you want it.

American Express Benefits
  • Entertainment Accessgjk95n  – be among the first to buy tickets - to some of the best concerts, Broadway shows and sporting events in town.
  • Best Value Guaranteegjk95n  – receive reimbursement of the price difference on an eligible item purchased entirely with your Card if an identical item is found for a lower price within 30 days of the purchase.
  • Extended Warrantygjk95n  – for eligible products purchased entirely with your Card, Extended Warranty doubles the original manufacturer’s (or U.S. store brand) warranty of one year or less.
  • Return Protectiongjk95n  – receive reimbursement for covered items if you attempt to return your undamaged covered items to the merchant, but the merchant will not accept them.
  • Additional Coverage Benefitsgjk95n  such as North America Car Rental Loss and Damage Insurance, Travel Accident Insurance, Emergency Assistance and Retail Protection.

View Terms and Conditions 

Apply for the U.S. Bank Cash 365 American Express® Card

We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

*Your 0% introductory APR applies to balances transfers made within 60 days of account opening. The introductory rate does not apply to purchases and cash advances. A Balance Transfer fee of 3% of each transfer amount ($5 minimum) will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from American Express.
American Express is a federally registered service mark of American Express.

aaf2jjm Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking, or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption). The U.S. Bank Rewards Card cannot be reloaded with additional funds, nor can it be used at an ATM. Terms and conditions apply and other fees may apply to Rewards Cards. For complete terms and conditions, see the “U.S. Bank Rewards Card Cardholder Agreement” available at www.myusbankcorporaterewards.com. This Rewards Card is issued by U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc.  Account must be open and in good standing to earn and redeem rewards and benefits. Cash rewards earned do not expire. Please refer to your Cardmember Agreement for additional information.
sxzsxw Upon approval for the U.S. Bank Cash 365TM American Express® Card you will earn an additional 0.5% cash back on all eligible net purchases made within the first year of account opening. A summary of earnings will appear on you monthly statements. Existing and previous Cash 365 Card accounts do not qualify for this offer. Upon approval, full details will be provided in your Cardmember Agreement.
ter8ks Cash back is earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn cash back, such as Advances, Balance Transfers, and Convenience Checks. Upon approval, see your cardmember agreement for details.
aoehfb5 Zero fraud liability – U.S. Bank provides zero fraud liability for unauthorized transactions if your card or card number is ever lost or stolen. You (the cardholder) must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
6e6jzr For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings.
gjk95n Certain limitations and restrictions may apply. For further details refer to your Guide to Benefits, which will be provided to you with your Card.

Skip Navigation: Internet Banking Login

Your browser's version is not compatible. Please upgrade your browser.
Cancel Icon

Unsupported Browser

Unsupported Browser

We've detected that you are currently accessing this site using an older version of Internet Explorer. We have not designed this site to support older versions of Internet Explorer. Therefore, you may encounter issues with how the site is displayed and how you can navigate through the site when using this older browser. We highly recommend you upgrade your current browser or download a new version of a different browser.

Upgrade Internet Explorer

Alternatively, you may want to download a new version of a different browser: