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1-2-3 REWARDS® Visa® Card

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              Earn free groceries1 with every eligible net purchase.

              Get unlimited rewards at Kroger, King Soopers, City Market, Dillons, Baker's, Smith's, Fry's and QFC.

              Apply today, and upon approval, you'll receive 0% introductory APR* for 9 billing cycles and after that, a variable APR, currently 14.24%, 19.24% or 24.24%*, based on your creditworthiness, on purchases and balance transfers.

              1-2-3 REWARDS® Visa Card Benefits

              • For every $1 net purchase you’ll earn:1
                • 1 point anywhere Visa Cards are accepted.
                • 2 points in the Kroger® family of stores (excluding fuel centers).
                • 3 points on the Kroger family of quality brands.
              • Rewards are sent automatically every quarter. Every 1,000 points you earn gets you $5 in free groceries.
              • Save an additional 25¢ per gallon at Kroger Family of Stores Fuel Centers2 for the first 3 months when you redeem 100 fuel Rewards points.
              • It's three cards in one - Rewards Card, Shopper's Card and Visa Card.

              • No Annual Fee.
              • Zero Fraud Liability3.
              • Fraud Protection.
              • Travel & Emergency Assistance4.
              • Auto Rental Collision Damage Waiver4.
              • Online Banking.
              • Automatic Payment of your Bills.

              Apply for This Credit Card

              Online Account Access

              Log in to view your statement, pay your credit card bill, set up customized account alerts, view rewards earned and more.

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