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U.S. Bank Altitude® Go Visa Signature® Card

Earn 20,000 bonus points worth $200.1

Rewards

4X points on dining, takeout and restaurant delivery2

2X points at grocery stores, grocery delivery, streaming services, gas stations and EV charging stations

1X point on all other eligible purchases

Plus, a $15 credit for annual streaming service purchases such as Netflix and Spotify®.3

APR

Enjoy a 0% intro APR4 on purchases and balance transfers for the first 12 billing cycles. After that the APR is variable, currently  $.

Annual fee

$

New offer on U.S. Bank's Altitiude Connect Visa Signature credit card

U.S. Bank Altitude® Connect Visa Signature® Card

Earn 50,000 bonus points worth $500.5

Rewards

5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center6

4X points on travel, gas stations and EV charging stations

2X points at grocery stores, grocery delivery, dining and streaming services

1X point on all other eligible purchases

Plus, a $30 credit for annual streaming service purchases such as Netflix and Spotify®.7

APR

$

Annual fee

$ intro for the first year, $/year thereafter

U.S. Bank Cash+® Visa Signature® Card

Earn a bonus that has increased from $150 to $200 cash back.8,9

Rewards

Up to 5% cash back9 on two categories you choose10

2% cash back on one everyday category

1% cash back on all other eligible purchases

APR

0% intro APR11 on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR, currently $.

Annual fee

$

U.S. Bank Visa® Platinum Card

Get a low intro APR for 18 billing cycles.

APR

0% intro APR12 on purchases and balance transfers for the first 18 billing cycles. After that, a variable APR, currently $.

Annual fee

$

U.S. Bank Altitude® Reserve Visa Infinite® Card

Earn 50,000 bonus points worth $750 in travel.13

Rewards

5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center14

3X points on travel and mobile wallet purchases

1X point on all other eligible purchases

APR

$

Annual fee

$

U.S. Bank FlexPerks® Gold American Express® Card

Earn 30,000 bonus FlexPoints worth $450 in travel.15

Rewards

5X FlexPoints on prepaid hotels and car rentals booked directly in the FlexPerks Rewards Center16

3X FlexPoints on dining, takeout and restaurant delivery

2X FlexPoints at airlines, gas stations and EV charging stations

1X FlexPoint on all other eligible purchases

APR

$

Annual fee

$

Build credit for tomorrow.17

Our credit-building cards let you spend just like you would with a traditional credit card. The main difference is you’ll need to make a refundable security deposit from $300 to $5,000, to set your credit limit. Spend within your limit and pay your bill when it’s due. Over time, this will help build your credit and you may be able to graduate to a traditional card.

Secured card

U.S. Bank Secured Visa® Card

Enjoy no annual fee and credit-building17 benefits.

Credit limit

$300 - $5,000

Annual fee

$

Secured card

U.S. Bank Altitude® Go Secured Visa® Card

Earn up to 4X points while building credit.17

Rewards

4X points on dining, takeout and restaurant delivery18

2X points at grocery stores, grocery delivery, streaming services, gas stations and EV charging stations

1X point on all other eligible purchases

Plus, a $15 credit for annual streaming service purchases such as Netflix and Spotify®.19

Credit limit

$300 - $5,000

Annual fee

$

Secured card

U.S. Bank Cash+® Secured Visa® Card

Build credit17 and earn cash back.9

Rewards

Up to 5% cash back9 on two categories you choose10

2% cash back on one everyday category

1% cash back on all other eligible purchases

Credit limit

$300 - $5,000

Annual fee

$

Small business credit cards

Power your business purchases.

From points to cash back, there’s a credit card with benefits made for your business.

Card partners

See more cards with rewards.

Learn about the retailers, airlines and other businesses we partner with to offer rewards credit cards.

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Accept your card offer.

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Frequently asked questions

Start of disclosure content
Disclosures

U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

Account must be open and in good standing to earn and redeem rewards and benefits. Please refer to your Rewards Program Rules for additional information.

Net Purchases are purchases minus credits and returns. Cash back is not earned for Advances (including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Convenience Checks, Balance Transfers, and Fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to separate licenses from Visa U.S.A. Inc., or American Express, and the card is available to United States residents only. American Express is a federally registered service mark of American Express.

Start of disclosure content
  1. One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Go Visa Signature Card and eligible Net Purchases totaling $1,000 or more are made to your Account within 90 days after Account opening. Points are earned on eligible Net Purchases. Net Purchases are purchases minus credits and returns. Not all transactions are eligible to earn Points, such as Advances, Balance Transfers, and Convenience Checks; upon approval, see your Cardmember Agreement for details. Please allow 6-8 weeks for your bonus Points to be credited to your Account. The bonus is not available to Cardmembers who currently have, or had, a U.S. Bank Altitude Go Visa Signature account. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Go Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. This offer may not be combined with any other bonus offer.

  2. Points are earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. Not all transactions are eligible for Points, such as Advances, Balance Transfers and Convenience Checks. Upon approval, please refer to the materials received with your new card and the Program Rules in the online Rewards Center by logging in to usbank.com for additional information. Account must be open and current (that is, no Minimum Payment is past due) on the closing date of the billing cycle in order to earn and redeem Points. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Go Visa Signature Cardmember Agreement, which may be amended from time to time. U.S. Bank Altitude Go Visa Signature Cardmembers will earn one (1) Point for every $1 in eligible Net Purchases. In addition, you will earn additional Points for the following Net Purchases: You will earn three (3) additional Points for every $1 in eligible Net Purchases during each billing cycle for any merchant classified as a restaurant, fast-food restaurant or bar. You will earn one (1) additional Point for every $1 in eligible Net Purchases during each billing cycle for any merchant classified as a gas station, electric vehicle charging station, grocery store, supermarket or qualifying streaming subscription service. Refer to Program Rules or usbank.com/AltitudeGoBenefits for official list of qualifying streaming services merchants. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category.

  3. An automatic statement credit of $15 per 12-month period will be applied to your U.S. Bank Altitude Go Visa Signature Card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases, such as Netflix, Hulu, Apple Music, if the Account is in good standing (open and able to use). Purchases qualify based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Refer to Program Rules or usbank.com/AltitudeGoBenefits for official list of qualifying streaming services merchants. We reserve the right to adjust or reverse any portion or all of any streaming services credit for unauthorized purchases or transaction credits.

  4. The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. The 0% introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances. Thereafter the APR may vary, the undiscounted variable APR for Purchases and Balance Transfers is 17.99% to 26.99% (based on your creditworthiness). The variable APR for Cash Advances is 28.99%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. Annual fee: $0 for U.S. Bank Altitude Go Visa Signature. Foreign Transaction fee: 0% for each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 0% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay Plans and U.S. Bank ExtendPay™ Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.

  5. One-time 50,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Connect Visa Signature Card and eligible Net Purchases totaling $2,000 or more are made to your Account within 120 days after Account opening. Points are earned on eligible Net Purchases. Net Purchases are purchases minus credits and returns. Not all transactions are eligible to earn Points, such as Advances, Balance Transfers, and Convenience Checks; upon approval, see your Cardmember Agreement for details. Please allow 6-8 weeks for your bonus Points to be credited to your Account. The bonus is not available to Cardmembers who currently have, or had, a U.S. Bank Altitude Connect Visa Signature account. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Connect Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. This offer may not be combined with any other bonus offer.

  6. Points are earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. Not all transactions are eligible for Points, such as Advances, Balance Transfers and Convenience Checks. Upon approval, please refer to the materials received with your new card and the Program Rules in the online Rewards Center by logging in to usbank.com for additional information. Account must be open and current (that is, no Minimum Payment is past due) on the closing date of the billing cycle in order to earn and redeem Points. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Connect Visa Signature Cardmember Agreement, which may be amended from time to time. U.S. Bank Altitude Connect Visa Signature Cardmembers will earn one (1) Point for every $1 in eligible Net Purchases. In addition, you will earn additional Points for the following Net Purchases: You will earn four (4) additional bonus Points for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations purchased in the online Altitude Rewards Center using your U.S. Bank Altitude Connect Card. Prepaid car and hotel reservations in the Rewards Center are not classified as a travel category merchant transaction and are not eligible to receive the additional points for that category. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details. You will earn three (3) additional Points for every $1 in eligible Net Purchases during each billing cycle for purchases made directly with merchants that are classified as a travel category transaction (such as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies) and for purchases made with merchants classified as a gas station or electric vehicle charging station. You will earn one (1) additional Point for every $1 in eligible Net Purchases during each billing cycle for any merchant classified as a restaurant, fast-food restaurant, bar, grocery store, supermarket or qualifying streaming subscription service. Refer to Program Rules or usbank.com/AltitudeConnectBenefits for official list of qualifying streaming services merchants. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category.

  7. An automatic statement credit of $30 per 12-month period will be applied to your U.S. Bank Altitude Connect Visa Signature Card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases, such as Netflix, Hulu, Apple Music, if the Account is in good standing (open and able to use). Purchases qualify based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Refer to Program Rules or usbank.com/altitudeconnectbenefits for official list of qualifying streaming services merchants. We reserve the right to adjust or reverse any portion or all of any streaming services credit for unauthorized purchases or transaction credits.

  8. One-time $200 bonus will be awarded for redemption when you are approved for a new U.S. Bank Cash+® Visa Signature® Card and after eligible net purchases totaling $1,000 or more are made to your account within 120 days from account opening. Net purchases are purchases minus credits and returns. Cash back is not earned for Advances (including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Convenience Checks, Balance Transfers, and Fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance. Existing and previous Cash Rewards accounts do not qualify for this one-time bonus. One-time bonus cash does not apply toward account upgrades. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.

  9. Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($25 minimum redemption on cash back). You may not redeem Cash back, and you will immediately lose all of your Cash back, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Cash rewards will expire at the end of the calendar month 36 months after the billing cycle in which they were earned.

  10. Cardmember must enroll each quarter into categories of their choice, or all net purchases will earn no more than 1% cash back. You will earn 5% cash back on your first $2,000 in combined net purchases (purchases minus returns or credits) in your two chosen 5% categories and 2% cash back in your chosen 2% category.  Purchases over $2,000 in the 5% categories will earn 1% cash back. There are no limits on your 2% or 1% cash back earnings. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction.  In addition to earning 1% cash back for every $1 in eligible Net Purchases, Cash+ Cardmembers will earn an additional 4% cash back for every $1 in eligible Net Purchases spent on prepaid air, car and hotel reservations in the travel center using your Cash+ Card.  Please allow 1-2 statement billing cycles for your bonus cash back to appear on your credit card statement. Refer to the Rewards Center for full details.

  11. The 0% introductory APR applies to purchases and is valid for the first 15 billing cycles. The 0% introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 15 billing cycles. The introductory rate does not apply to cash advances. Thereafter the APR may vary, the undiscounted variable APR for Purchases and Balance Transfers is 17.49% to 27.49% based on your creditworthiness. The variable APR for Cash Advances is 28.99%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. Annual fee: $0. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay Plans and U.S. Bank ExtendPay Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.

  12. The 0% introductory APR applies to purchases and is valid for the first 18 billing cycles. The 0% introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 18 billing cycles. The introductory rate does not apply to cash advances. Thereafter the APR may vary, the undiscounted variable APR for Purchases and Balance Transfers is 17.49% to 27.49% based on your creditworthiness. The variable APR for Cash Advances is 28.99%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. Annual fee: $0. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay Plans and U.S. Bank ExtendPay™ Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.

  13. One-time 50,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Reserve Visa Infinite Card and eligible Net Purchases totaling $4,500 or more are made to your Account within 90 days after Account opening. Points are earned on eligible Net Purchases. Net Purchases are purchases minus credits and returns. Points are earned based on eligible net purchases. Not all transactions are eligible to earn Points, such as Advances, Balance Transfers, and Convenience Checks; upon approval, see your Cardmember Agreement for details. Please allow 1-2 billing cycles for your bonus Points to be credited to your Account. The bonus is not available to Cardmembers who currently have, or had, a U.S. Bank Altitude Reserve Visa Infinite account. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Reserve Visa Infinite Cardmember Agreement, which is provided at Account opening and may be amended from time to time. This offer may not be combined with any other bonus offer.

  14. Points are earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. Not all transactions are eligible for Points, such as Advances, Balance Transfers and Convenience Checks. Upon approval, please refer to the materials received with your new card and the Program Rules in the online Rewards Center by logging in to usbank.com for additional information. Account must be open and current (that is, no Minimum Payment is past due) on the closing date of the billing cycle in order to earn and redeem Points. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Reserve Visa Infinite Cardmember Agreement, which may be amended from time to time. U.S. Bank Altitude Reserve Visa Infinite Cardmembers will earn one (1) Point for every $1 in eligible Net Purchases. In addition, you will earn additional Points for the following Net Purchases: You will earn four (4) additional bonus Points for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations purchased in the online Altitude Rewards Center using your U.S. Bank Altitude Reserve Card. Prepaid car and hotel reservations in the Rewards Center are not classified as a travel category merchant transaction and are not eligible to receive the additional points for that category. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details. You will earn two (2) additional Points for every $1 in eligible Net Purchases during each billing cycle for transactions made directly with merchants who classify their business as a travel category transaction (such as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies), and for transactions using a mobile wallet. “Mobile wallet” is defined as the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay and Google Pay. If the transaction is an eligible mobile wallet transaction and an eligible travel category transaction, additional Points will only be awarded for one of the transaction types (Points will be applied as mobile wallet, not travel).

  15. One-time 30,000 bonus FlexPoints will be awarded if you are approved for a new U.S. Bank FlexPerks Gold American Express Card and eligible Net Purchases totaling $2,000 or more are made to your account within four months from account opening. Net purchases are purchases minus credits and returns. FlexPoints are earned based on eligible net purchases. Not all transactions are eligible to earn FlexPoints, such as Advances, Balance Transfers, and Convenience Checks; upon approval, see your Cardmember Agreement for details. Please allow 6-8 weeks for your bonus FlexPoints to be credited to your FlexPerks account. You are eligible to receive one-time bonus FlexPoints for each new FlexPerks account type. Existing and previous FlexPerks accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Gold Card is subject to terms and conditions of the FlexPerks Gold Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.

  16. FlexPoints are earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. Not all transactions are eligible for FlexPoints, such as Advances, Balance Transfers and Convenience Checks. Upon approval, please refer to the materials received with your new card and the Program Rules in the online Rewards Center by logging in to usbank.com for additional information. Account must be open and current (that is, no Minimum Payment is past due) on the closing date of the billing cycle in order to earn and redeem FlexPoints. Purchases qualify for FlexPoints based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Use of the Card is subject to terms and conditions of the U.S. Bank FlexPerks Gold American Express Cardmember Agreement, which may be amended from time to time. U.S. Bank FlexPerks Gold American Express Cardmembers will earn one (1) FlexPoint for every $1 in eligible Net Purchases. In addition, you will earn additional FlexPoints for the following Net Purchases: You will earn four (4) additional FlexPoints for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations in the online FlexPerks Rewards Center using the U.S. Bank FlexPerks Gold American Express Card. Please allow 1-2 statement billing cycles for bonus FlexPoints to appear on the credit card statement. Refer to the Rewards Center for full details. You will earn two (2) additional FlexPoints for every $1 in Net Purchases during each billing cycle for any merchant classified as a restaurant. Purchases made at a restaurant may not be recognized as a restaurant, and will not qualify for additional FlexPoints. You will earn one (1) additional FlexPoint for every $1 in Net Purchases during each billing cycle for any merchant classified as a gas station, electric vehicle charging station and for any merchant classified as an airline.

  17. Late payments and going over the credit limit may damage your credit history.

  18. Points are earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. Not all transactions are eligible for Points, such as Advances, Balance Transfers and Convenience Checks. Upon approval, please refer to the materials received with your new card and the Program Rules in the online Rewards Center by logging in to usbank.com for additional information. Account must be open and current (that is, no Minimum Payment is past due) on the closing date of the billing cycle in order to earn and redeem Points. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude® Go Secured Visa® Card Cardmember Agreement, which may be amended from time to time. U.S. Bank Altitude® Go Secured Visa® Card Cardmembers will earn one (1) Point for every $1 in eligible Net Purchases. In addition, you will earn additional Points for the following Net Purchases: You will earn three (3) additional Points for every $1 in eligible Net Purchases during each billing cycle for any merchant classified as a restaurant, fast-food restaurant or bar. You will earn one (1) additional Point for every $1 in eligible Net Purchases during each billing cycle for any merchant classified as a gas station, electric vehicle charging station, grocery store, supermarket or qualifying streaming subscription service. Refer to Program Rules or usbank.com/AltitudeGoBenefits for official list of qualifying streaming services merchants. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category.

  19. An automatic statement credit of $15 per 12-month period will be applied to your U.S. Bank Altitude® Go Secured Visa® Card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases, such as Netflix, Hulu, Apple Music, if the Account is in good standing (open and able to use). Purchases qualify based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Refer to Program Rules or usbank.com/AltitudeGoBenefits for official list of qualifying streaming services merchants. We reserve the right to adjust or reverse any portion or all of any streaming services credit for unauthorized purchases or transaction credits.