eClose, part of the U.S. Bank Digital Mortgage Experience (SPEECH) [MUSIC PLAYING]   (DESCRIPTION) The text U.S. Bank appears on a mobile phone, laptop computer, and a tablet.   (SPEECH) SPEAKER: What if you could review and sign many of your mortgage loan documents from almost anywhere? eClose is part of U.S. Bank's digital mortgage experience. Using our online tools, eClose can save you time and gives you the flexibility to review and sign many of your loan documents ahead of your closing date simply by using your mobile device or computer.   eClose eliminates the need to sign most paper documents at the closing table.   (DESCRIPTION) The demonstrator taps Sign Closing Documents located in an email.   (SPEECH) eClose shortens the time you spend signing documents in person, which can speed up the closing process and getting you into your new home faster.   (DESCRIPTION) She logs in the account with an email address and a password.   (SPEECH) You can choose eClose as soon as your mortgage loan officer notifies you that your loan documents are available.   After you sign in, you continue the process by reviewing the list of closing documents.   (DESCRIPTION) A list of documents appear under Documents Pending Review.   (SPEECH) Once you review the closing documents, you are ready to sign your documents electronically with just a few clicks.   (DESCRIPTION) A yellow arrow points to each field requiring a signature.   (SPEECH) The arrow on the page will guide you through the signing process. Once you finish signing the closing documents on eClose, the digital portion of your loan closing is done.   Accessibility is important to us. If you need accommodations, please inform your mortgage loan officer ahead of your closing date so we can provide them. U.S. Banks digital tools allow for an expedited closing process from almost anywhere, giving you the time and flexibility to focus on what matters most to you and helping you make your financial goals possible.   (DESCRIPTION) Text, U.S. Bank. Digital Mortgage Experience. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all amount. Interest rates and program terms are subject to change without notice. Mortgage and home equity products are offered by U.S. Bank National Association. Deposit products offered by U.S. Bank National Association. member FDIC. Equal Housing Lender. Copyright 2022 U.S. Bank. 4/22 CR dash 20 99 42 27.