ExtendPay Plan Consumer video transcript
(SPEECH)
[MUSIC PLAYING]

SPEAKER: Pay over time with the ExtendPay Plan.

(DESCRIPTION)
A stove, a jacket, a recliner, and a smashed smartphone.

(SPEECH)
Big, planned, or unexpected purchases can be extended into interest-free, equal monthly payments for a small fixed monthly fee. Plus, if you have a credit card that earns rewards, you still get any rewards you earn for those purchases. There's no application fee or credit check to get started.

(DESCRIPTION)
A user clicks on Set up ExtendPay on the website.

(SPEECH)
Simply choose which recent eligible credit card purchase balances you want to pay over time,

(DESCRIPTION)
They select the jacket, $250, and the phone, $800, for total, $1,050.

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then choose the repayment option that works best for you,

(DESCRIPTION)
Options are 3 payments, 6 payments, 12 payments.

(SPEECH)
and confirm your plan. Get started today.

(DESCRIPTION)
You may designate up to 50% of your credit card line ($100 minimum) in eligible credit card purchases and pay in monthly installments with just a small fixed monthly fee. Only Purchase balances are eligible for ExtendPay Plans. Transactions identified as Advances or Balance Transfers (as defined in your Cardmember Agreement), and any interest or fees, including Annual Fee, do not apply. The only Purchases that will appear as "Eligible Purchases" in the enrollment process are Purchases that were made within 60 days prior to signing up for an ExtendPay Plan, are over $100, and are less than your Purchase balance when you sign up for an ExtendPay Plan. The monthly fixed fee will be determined when your ExtendPay Plan is created and is provided to you before you complete setting up an ExtendPay Plan. This fee will remain the same until the ExtendPay Plan is paid in full. The monthly fixed fee of the ExtendPay Plan is based upon the original principal amount, Purchase APR, and other factors.

When you set up an ExtendPay Plan, the total monthly payment obligation will be included in your monthly Minimum Payment. If you have any ExtendPay Plan balances, you may avoid interest charges on new Purchases by paying the Plan Adjusted Balance in full each month. (The Plan Adjusted Balance is your non-ExtendPay Plan balance plus the total monthly ExtendPay Plan payment, not including any disputed amounts.) You may pay the ExtendPay Plan balances off early by paying your current balance in full, which includes activity on your Account since the previous statement. You will see the ExtendPay Plan in your credit card dashboard in Online Banking and the U.S. Bank Mobile App. This ExtendPay offer may be withdrawn based on activity on your credit card account after the offer was made. If you are no longer eligible for this offer, you will not be able to access the enrollment site. Your eligible purchases will still earn you any rewards your credit card would otherwise offer. Refer to your Cardmember Agreement for details. For ExtendPay offers to small business accounts: only you, as your company's Authorized Officer (A O), may enroll in an ExtendPay Plan. All references to "you" and "your" apply to you as the A O. If your company's card program is set up with central billing, you may select ExtendPay-eligible Purchases when viewing the central billing account (which includes Purchases made on employee cards). If your company is set up with individual billing, you may only select Purchases made on your Own card account.