Should I use a robo-advisor? (SPEECH) [MUSIC PLAYING] (DESCRIPTION) Text, Wealth Management, U.S. Bancorp Investments. U.S. Wealth Management, U.S. Bancorp Investments is a marketing logo for U.S. Bancorp Investments. Investments and insurance products and services including annuities are not a deposit, not F D I C insured, may lose value, not bank guaranteed, not insured by any federal government agency. (SPEECH) SPEAKER: Let's talk about the robo-advisor. Who's it good for? (DESCRIPTION) Text, Who is a robo-advisor good for? Builds and manages a customized portfolio for you. (SPEECH) A robo-advisor is a tool that manages your investments day to day so that you don't have to. It works well for you if you're someone who is unsure how to get started investing, and you need a quick start, or you understand investments, but you're short on time and want to have someone else take care of it. It also makes sense if you value low fees compared to traditional investing options. (DESCRIPTION) Text, do you value low fees? (SPEECH) Another thing to think about is, what are you investing for? (DESCRIPTION) Text, what are you investing for? (SPEECH) A robo-advisor works well if you want a simple way to invest for your retirement. It's easy to open an IRA account online or rollover funds from an old 401(k), or perhaps you're someone who wants to invest in the market, because you're saving for a major purchase down the road. Or you just want to grow your general savings. If you're considering investing, it's easier than you think to get started. Automated Investor from U.S. Bancorp Investments can help. First, fill out an application to create the account. Then fund that account. Automated Investor takes it from there. If you need help during any part of your account setup, just call us. We're here for you. Your money is invested for you with the right mix of funds based on your goals and time frame, and we'll monitor and fine tune your investments regularly to help you stay on track. (DESCRIPTION) A circular chart showing a balance of different investment types shows a dollar amount steadily increasing. (SPEECH) If you want a customized portfolio created and managed for you at a low cost, robo-advisor could be what you're looking for. Happy investing. (DESCRIPTION) Text, U S Wealth Management, U S Bancorp Investments 8 6 6 7 5 8 8 6 5 5 u s bank dot com slash automated investing. Annual advisory fee is 0 point 2 6 percent of invested assets. Minimum investment is $5,000. Investment products and services are available through U S Bancorp investments, an investment advisor and brokerage subsidiary of U S Bancorp, an affiliate of U S Bank. Copyright 2010 U S Bankcorp.