Adoption and IVF (SPEECH) [NO SPEECH] (DESCRIPTION) Text, Preparing for the journey, adoption and IVF. Rattles, video games, and other toys. (SPEECH) [MUSIC PLAYING] (DESCRIPTION) Text, Are you considering adoption or IVF? Both processes involve emotional and financial decisions. Common adoption costs: agency fees, home assessments, court costs and legal fees, counseling or training, travel. An airplane, suitcase, gavel, and stroller Text, Common IVF costs: consultations, tests, multiple cycles, medications. A calendar, stethoscope, and clipboard Text, Here are tips to prepare for whichever path you choose. A onesie and rattle. Text, Consult a professional to assess your options. A calculator, pens, and a pacifier. A hand staples some paperwork Text, Get a financial evaluation. A clock, graphs, calculator, and $100 bill Text, Check your insurance coverage and workplace benefits. A stethoscope, ID, and puzzle pieces Text, Research funding options such as grants, loans, and crowdfunding. Money, bottle, and laptop Text, Consider the quality and cost of services. Hands stack more money Text, Save for unexpected expenses. Hands replace the money with a car Text, Know your rights. Stamps, a birth certificate, and a gavel Text, Prepare for the time it may take. A hand places a watch next to an ID card Text, Join a support group to connect, share, and learn. Chairs around a table. Coffee and donuts Two people join hands across a table. Text, Everyone's journey to parenthood is unique. Children's books, drawings, and baby shoes Text, U.S. Bank, usbank dot com slash financial i q. Copyright 2019, U.S. Bank Financial Association, Member FDIC.