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Silver Checking Package

Silver Checking (Savings) Account

Our Silver Checking Package is our most popular option for people who want checking and savings together.

When you open a Silver Checking Package and a Package Money Market Savings account, and meet required direct deposit or combined account balances4, you can waive your monthly maintenance fees.

Special Ways to Help You Save

Open a Package Money Market Savings account to help you reach your goals.

Preferred Rates for New Loans3

You also get special rate discounts on new auto loans, home equity loans or lines, and other personal loans.

Monthly Maintenance Fee

If you have Online Statements$6.95
If you have paper statements4$8.95
If you do one of these options
  • Have a U.S. Bank Package Money Market Savings account
  • – AND EITHER –

  • Have combined monthly direct deposits totaling $1,000+
  • - OR -

  • Maintain a combined account balance of $1,5005

Our online application is fast, simple and completely secure.


Five minutes is all it takes to open a checking account online.


Use a credit or debit card to make your opening deposit.


We protect your information with SSL encryption.

  1. Your mobile carrier may charge access fees depending upon your individual plan. Check with your carrier for specific fees and charges.

  2. Mortgage and credit products are subject to eligibility requirements and normal credit approval. Credit products are offered through U.S. Bank National Association.

  3. Additional fees apply for statements with check images or check return.

  4. The combined balance is the total average account balance of the Silver Checking account and all Package Money Market Savings accounts you own. The average account balance is calculated by adding the combined balance at the end of each calendar day during the statement period, up to and not including the last business day of the statement period, and dividing that sum by the number of days used. Business days are Monday through Friday; federal holidays are not included.

Accounts may be assessed other fees. See the Deposit Account Agreement and Consumer Pricing Information for additional disclosures and a list of fees and services applicable to deposit accounts.

The U.S. Bank Visa Check Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Equal Housing Lender Equal Housing Lender

Deposit products offered by U.S. Bank National Association. Member FDIC.

Open a Silver Checking Account

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