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Gold Checking Package

Gold Checking Account

Our Gold Checking Package is a top choice for our credit card and personal loan customers.

With Gold Checking, you pay no monthly maintenance fees as long as you also have an open U.S. Bank personal loan, line or credit card.2

Don't have a U.S. Bank credit card?

You can apply for one when you open your Gold Checking Package. Select from more than 30 cards, including our popular FlexPerks® Travel Rewards Visa Signature® Card, which lets you choose the travel rewards you really want.

Other financing needs?

U.S. Bank offers competitive rates on auto loans, home equity loans and lines, and personal loans and lines - and as long as you have one of these accounts open, your Gold Checking monthly maintenance fees will be waived.

Preferred Rates for New Loans3

You also get rate discounts on new auto loans, home equity loans or lines, and other personal loans.

Additional Easy Checking Accounts

Ideal for family money management, with no monthly maintenance fee as long as you’re a co-owner of the account.4

Special Ways to Help You Save

With S.T.A.R.T. Savings Today And Rewards Tomorrow®, you can earn up to $100 in rewards when you save $1,000!5

Gold Checking Features

  • Preferred rates on new loans3
  • Additional Easy Checking accounts with no monthly maintenance fee4
  • Access to our Package Money Market Savings account, with special incentives to help you start saving
  • Two free non-U.S. Bank ATM transactions per statement period6
  • Reduced fees for Overdraft Protection transfers

Monthly Maintenance Fee

If you have Online Statements$10.95
If you have paper statements7$12.95

If you do one of these options

  • Have an open U.S. Bank personal loan, line or credit card2
$0

Our online application is fast, simple and completely secure.

Fast

Five minutes is all it takes to open a checking account online.

Simple

Use a credit or debit card to make your opening deposit.

Secure

We protect your information with SSL encryption.

  1. Your mobile carrier may charge access fees depending upon your individual plan. Check with your carrier for specific fees and charges.

  2. Includes U.S. Bank: personal purpose loans, Home Equity Loans, Home Equity Line of Credit, Premier Line, Home Mortgage and activated Credit Cards. (U.S. Bank Reserve Line of Credit and Student Loans are excluded). Mortgage and credit products are subject to eligibility requirements and normal credit approval. Mortgage and credit products may be subject to additional charges such as annual fees. Please refer to the credit agreement for full details. Mortgage Loans, Home Equity Loans and Lines of Credit and Credit Cards are offered through U.S. Bank National Association.

  3. Mortgage and credit products are subject to eligibility requirements and normal credit approval. Credit products are offered through U.S. Bank National Association.

  4. Platinum and Gold package customers can open additional Easy Checking accounts with no monthly maintenance fee. Requires at least one identical account holder on all accounts. Gold Package customers are limited to two Easy Checking accounts with no monthly maintenance fee.

  5. Enrollment is required. A qualifying transfer from your Package Checking account to your Package Money Market Savings account must be scheduled and maintained. You must open and/or maintain an active U.S. Bank Silver, Gold or Platinum Checking account AND a Package Money Market Savings account. See the S.T.A.R.T. Program Agreement for complete details.

  6. Non-U.S. Bank ATM owners will apply a surcharge fee unless they participate in the MoneyPass® Network

  7. Additional fees apply for statements with check images or check return.

Accounts may be assessed other fees. See the Deposit Account Agreement and Consumer Pricing Information for additional disclosures and a list of fees and services applicable to deposit accounts.

The U.S. Bank Visa Check Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

The creditor and issuer of the FlexPerks Travel Rewards Visa Signature Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Equal Housing Lender Equal Housing Lender

Deposit products offered by U.S. Bank National Association. Member FDIC.

Open a Gold Checking Account

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