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Easy Checking

The name says it all: Our U.S. Bank Easy Checking account is ideal if you want a basic checking account with features like check card and ATM access.

Easy Checking was created for people who want a basic checking account and the tools to make their life easy.

Like all U.S. Bank Checking accounts, Easy Checking offers you multiple ways to access and manage your money. Click on the “Why Choose Us” tab for details.

Open a checking account at U.S. Bank and you’ll receive:

  • Online statements – Sign up and help the environment while keeping your financial information safe and secure.
  • Check Card convenience – Use your U.S. Bank Visa Check Card instead of cash or checks for purchases at millions of locations.
  • Online and Mobile Banking – U.S. Bank provides you with the latest technology you need to securely manage your money – on your schedule.
  • Free Bill Pay – Pay your bills fast and on time and keep track of them with ease, all from one secure place instead of multiple biller sites.
  • Thousands of branch locations – With more than 3,000 branch offices, it’s easy to find a location near you.
  • U.S. Bank ATM services – Use any of our 5,300-plus U.S. Bank ATMs to make withdrawals or deposits, get account information and transfer funds.
  • Account Alerts Receive email or text message reminders about important activity that you request.
Special Promotion: $0 Monthly Maintenence Fee

This account is changing on August 12, 2013. Learn more

Monthly Maintenance Fee

Options to Avoid the Monthly Maintenance Fee

  • Average account balance of $1,500 or more,1 OR
  • Combined monthly direct deposits totaling $500 or more

Consumer Pricing Information (PDF)

Deposit Account Agreement (PDF)

Applying online takes as little as five minutes and is completely secure.

To open a U.S. Bank Easy Checking account online, you need:

  • A minimum opening deposit of $25
  • To be at least 18 years old and a legal U.S. resident
  • Your Social Security Number
  • Your driver’s license or state/military ID

If you're missing any of these items, please apply in person at a branch location.

Once approved, you’ll be asked to submit your opening deposit(s) to activate your account(s).

Enter Zip Code
How to Apply
  1. Average Account Balance is calculated by adding the balance at the end of each calendar day in the statement period and dividing that sum by the total number of days within the statement period.

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  2. From MONEY Magazine, October 2012 © 2012 Time Inc. MONEY is a registered trademark of Time Inc. and is used under license. MONEY and Time Inc. are not affiliated with, and do not endorse products or services of U.S. Bank.

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  3. Additional fees apply for statements with check images or check return.

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Deposit products offered by U.S. Bank National Association. Member FDIC.

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