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Easy Checking Account

Easy (Basic) Checking Account

Our Easy Checking account is a basic checking account with great standard features.

Easy Checking is a simple checking account that comes with standard benefits like a U.S. Bank Visa® Check Card, Online + Mobile Banking with Bill Pay, and other must-have features.

Sound good? You may also like our Silver Checking Package, a matched checking and savings account and special incentives to help you save.

Free U.S. Bank ATM Transactions

All U.S. Bank checking accounts give you unlimited transactions at thousands of U.S. Bank ATMs and neighborhood branch locations.

U.S. Bank Visa® Check Card

Use your U.S. Bank Visa® Check Card anywhere Visa debit cards are accepted, including retailers, ATMs and online bill payment options.

Monthly Maintenance Fee

If you have Online Statements$6.95
If you have paper statements2$8.95
If you do one of these options
  • Have combined monthly direct deposits totaling $1,000+

  • -OR-

  • Maintain an average account balance of $1,5003

Our online application is fast, simple and completely secure.


Five minutes is all it takes to open a checking account online.


Use a credit or debit card to make your opening deposit.


We protect your information with SSL encryption.

  1. Your mobile carrier may charge access fees depending upon your individual plan. Check with your carrier for specific fees and charges.

  2. Additional fees apply for statements with check images or check return.

  3. The average account balance is calculated by adding the balance at the end of each calendar day in the statement period and dividing that sum by the total number of days within the statement period.

  4. The U.S. Bank Mobile app is free to download. Your mobile carrier may charge access fees depending upon your original plan. Web access is needed to use the Mobile app. Check with your carrier for specific fees and charges. Some mobile features may require additional online setup. Any fees for optional transactions will be identified during registration for these services and during their use.

Accounts may be assessed other fees. See the Deposit Account Agreement and Consumer Pricing Information for additional disclosures and a list of fees and services applicable to deposit accounts.

The U.S. Bank Visa Check Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Deposit products offered by U.S. Bank National Association. Member FDIC.

Open an Easy Checking Account

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