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Checking Accounts

Checking options and features designed to work for you.

With several personal checking accounts and packages to choose from, we have an option that works just the way you need it to… You can bank on that.
  • Our handy comparison chart can help you sort through the details and find the best fit.

  • Take this easy quiz and we’ll give you a couple of options that might work well for you.

  • Our online application is fast, simple and completely secure.

All U.S. Bank checking accounts come with...

  • Access to
    5,300 ATMs
  • Online + Mobile Banking
  • Email and text alerts
  • Bill Pay
  • U.S. Bank Visa® Check Card

We’re here, there and everywhere. Just like you.

With more than 3,000 branches and 5,300 ATMs, you'll have easy access to cash and in-person services – and telephone banking specialists here in the U.S. are available 24 hours a day, 7 days a week.

  • Free Online and Mobile Banking1
  • Thousands of branches and ATMs
  • Friendly customer service
  • 24/7 phone support

Basic checking, or something more? The choice is yours.

Easy Checking Account

A basic checking account with great standard features.

Gold Checking Package

Extra benefits for U.S. Bank credit card and loan customers.

Premium Checking Account

Interest, extra perks, and a monthly fee waiver for seniors.

Silver Checking Package

Our most popular package for combined checking and savings.

Platinum Checking Package

Our top-tier account, with the best rates and all the perks.

Student Checking Account

A basic checking account with features just for students.

Find out just how much a checking account can do.

U.S. Bank gives you choices - and no matter which account you choose, you’ll get a great set of checking account features that anyone can appreciate. And that value increases when you pair checking with other bank accounts.

All checking accounts give you access to Online and Mobile Banking, which is a suite of powerful online checking account management tools and apps that let you track your spending, pay bills, send money, deposit checks and more.

So why wait? Take our easy quiz to find the best checking options for you, and then open a checking account online today.

  1. Your mobile carrier may charge access fees depending upon your individual plan. Check with your carrier for specific fees and charges.

Deposit products offered by U.S. Bank National Association. Member FDIC.

The U.S. Bank Visa Check Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Open a Checking Account

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