U.S. Bank is committed to helping our business customers achieve their goals with our innovative card products. In addition to the many great features each of our cards offer, they also allow you to:
Business Card Benefits at a Glance
Every U.S. Bank Business Card offers a number of valuable benefits, assuring you of outstanding access, security and service, every hour of every day.
All our cards enable you to get the equipment and supplies you need and to act on new business opportunities, without tying up your business's cash flow or personal credit.
Your Visa business card is accepted at millions of merchants and 1.9 million ATMs in more than 200 countries and territories worldwide.
Free Security Features
- Zero Fraud Liability
Protects you from fraudulent use of your card or account information if it's lost or stolen. You will not be held responsible for any unauthorized purchases, online or off.1
- Account Truncation
Protects your privacy by displaying only the last four digits of your account number and eliminating expiration dates on receipts.
- Identity Theft and Fraud Protection
Detects unusual activity to prevent potential fraud, and helps resolve identity theft if it does occur. Certain restrictions and exclusions apply.
When employees have their own U.S. Bank business card, it makes tracking business expenses easier for you. Employee cards allow employees to pay business expenses without using personal funds. To apply for the convenience of additional employee cards, call Cardmember Service at 866-485-4545.
Benefits for all Visa Cardmembers
Purchase Security and Extended Protection 2
In the event of loss, theft, damage or fire for eligible items purchased with a covered Visa business card, you can be reimbursed within the first 90 days from the purchase date. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to one full year on warranties of three years or less.
Extended Warranty Coverage2
Receive double the manufacturer's warranty on purchases made with your Visa business card (up to a maximum of one year).
Advances funds from your U.S. Bank Visa business card to your U.S. Bank checking account to cover overdrafts. See your Cardmember Agreement for details.
Auto Rental Collision Damage Waiver
Coverage is available automatically when you charge your entire car rental service on your Visa business card. Simply decline the rental company's collision damage waiver option and receive coverage on a 24-hour basis for damage due to collision or theft.
Car Rental Discounts
Get special discounts when you use your Visa business card to rent a car from Alamo, Avis, Hertz or National.
Travel and Emergency Assistance Services2
Enjoy greater peace of mind thanks to a wide range of Visa business emergency services available 24 hours a day, 365 days a year. Call the benefit administrator at 800-VISA-911. If you're outside the United States, call collect at 0-410-581-9994.
Save up to 15% on business purchases at some of your favorite brand-name merchants. Enrollment is fast and free at visasavingsedge.com
Online Account Access
Manage your business account whenever it's convenient. Simply log in to usbank.com and:
- View your three most current statements
- Check your current balance and available credit
- Verify the next payment due date
- Make payments online from your U.S. Bank deposit account
Choose to receive your monthly billing statement online instead of by paper. Log in to Online Banking to enroll in this service.
Receive notification by email or text message when your online statement is available, when account activity occurs and more. Learn more at usbank.com/alerts
Online Convenience Checks
Request online convenience checks to pay bills, transfer balances or make a payment to someone, including yourself. Fees may apply. See your Cardmember Agreement for information about rates and fees.