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Frequently Asked Questions

Product Information
Product Guidelines can be found in Section 500:  Mortgage Programs of the Wholesale Seller Guide.  Access the Guide from the Resources section of either the Conforming or Portfolio pipeline.

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Conforming Product Highlights 

  • 80/10/10 purchase combos                         
  • Home Possible purchase and refinance
  • Piggy Back Buster – LPMI programs
  • Fixed rate and HELOC combo seconds

FHA Product Highlights

  • FHA Presentation
  • Non-occupied co-borrowers allowed
  • New construction or existing
  • 1-4 unit properties
  • 100% CLTV
  • Finance the mortgage insurance
  • 85% cash out 


VA Product Highlights

  • VA Presentation
  • No down payment up to $ 417,000
  • Jumbo loans to $1,000,000
  • 100% gift funds allowed
  • No minimum borrower contribution
  • No mortgage insurance 

Non Conforming / Portfolio Product Highlights

  • Fixed rate, ARMs, and Interest Only ARMs
  • Jumbo loan amounts up to $3,000,000
  • 90% LTV, no MI product
  • Cash out products
  • Fixed rate and HELOC combo seconds 

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