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Business EdgeTM Cash Rewards Program
How Does It Work?
Earn 3% cash back on cellular, gas and office supply store net purchases and 1% cash back on all other net purchases made with your U.S. Bank Business EdgeTM Cash Rewards card.1  Every year you'll also earn a 25% annual bonus based on your prior years Cash Rewards, up to $250.2  Employee cards are free and earn Cash Rewards too. Redeem your cash back as soon as your cash rewards reach $25. Watch your cash rewards really add up fast!
Example Purchases Earn
Rate
Cash
Rewards
Airfare
Cell Phone Bills
Dining
Gasoline
Hotel
Internet/Long Distance Phone
Janitorial Supplies
Office Furniture
Office Supplies
Rental Car
Shipping/Postage
$2,800.00
$1,300.00
$3,200.00
$2,600.00
$4,450.00
$2,260.00
$1,100.00
$2,300.00
$1,270.00
$675.00
$624.00
1%
3%
1%
3%
1%
1%
1%
3%
3%
1%
1%
$28.00
$39.00
$32.00
$78.00
$44.50
$22.60
$11.00
$69.00
$38.10
$67.50
$62.40
Sub-Total $22,579.00   $492.10
Annual Bonus   25% $123.02
Total Cash Rewards     $615.12
The Fine Print
  • Rewards are earned on net purchases only. Cash Rewards will not be earned for unauthorized Account transactions, Balance Transfers, Cash Advances, Cash Equivalent Advances, Overdraft Protection Advances, Convenience Checks, Finance Charges or Fees.
  • Rewards earned on open accounts in good standing only. If your account is closed for any reason, any reward remaining on the account will be forfeited.
  • There is no cap on the amount of Cash Rewards you can earn and they are non-expiring.
  • The Cash Rewards are calculated monthly and a rolling total appears on your monthly statement. Log in to U.S. Bank Internet Banking and select Rewards Center or call 866-485-4545 to redeem your earned cash in $25 increments, with a minimum redemption of $25.
  • Earned reward amounts will be printed on monthly statements.
  • You can choose to redeem your Cash Rewards as a deposit into your U.S. Bank deposit account (checking, savings or money market), a U.S. Bank Rewards Card or a statement credit.
  • Full terms of the Business EdgeTM Cash Rewards program will be sent when you become a card member.
  1. The Cash Rewards earned is three percent (3%) of net purchases made on cellular, gas and office supply store purchases. All other net purchases will earn one percent (1%) Cash Rewards. Merchant must submit the charge under the appropriate industry code as established by Visa and the merchant to qualify for rewards. Points will be pooled to one Points balance at the Business level. The individual who executed the application for credit will have the sole authority to redeem the pooled Points. If the Points balance changes from pooled to individual, any unredeemed Points will stay pooled and will not transfer to the individual Points balance. Full details will be provided when you become a cardmember.
     
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  2. Provided your Account is open, current and otherwise in good standing, an annual bonus equal to 25% of your prior year's Cash Rewards, up to a maximum of $250, will be awarded following your Cash Rewards Enrollment Anniversary Date. Full details will be provided when you become a cardmember.
     
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