Simplify money management for your business.
Flexible and convenient business checking account options made for you.
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Need to manage your cash flow or customer payments? Want to minimize fees? No matter the size of your business, we have a checking account that’s right for you.
Protect your cash flow and eliminate costly overdraft charges with a Business Reserve Line, an unsecured line of credit1, 2 up to $5,000 that is linked to your U.S. Bank business checking account. Your Business Reserve Line will automatically advance available funds into your business checking account whenever the balance falls below zero, helping you reduce fees from insufficient funds in your account.
Deposit checks using the camera on your mobile device. The U.S. Bank Mobile App can securely deposit checks in seconds anytime, anywhere in the U.S.
Transitioning to a new U.S. Bank checking account can give you the added benefits our business checking packages have to offer. We’ll support you every step of the way with our EZ Switch Kit.
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Deposit products are offered by U.S. Bank National Association. Member FDIC.
Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines.
Subject to credit approval. Other fees may apply. Please see a banker for details. Lines of credit, including business credit cards, are offered by U.S. Bank National Association.Return to content, Footnote 1
The interest rate applicable to the account shall be a fixed rate of 21.90%. A $12.50 transfer fee will be charged to the linked business checking account when funds are automatically transferred from the Business Reserve Line to the business checking account as overdraft protection. Additional return item fees may apply if your balance exceeds the approved credit limit.Return to content, Footnote 2
See the U.S. Bank Your Deposit Account Agreement booklet for additional disclosures applicable to deposit accounts. Other conditions and restrictions may apply. Terms may change without notice. For the most current information about packages and benefits available, contact your banker.
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