Premium Checking is an interest-bearing checking account that rewards you with extra benefits, including free U.S. Bank logo checks, no U.S. Bank fees on money orders, and a safe deposit box discount.
And if you’re looking for a senior checking account that can help stretch your money a bit further, there’s one more benefit… No monthly maintenance fees if at least one account owner is 65 or older, or if you maintain an average account balance of $5,000.
Premium Checking benefits
Basic banking must-haves
More no-fee ATM transactions
No U.S. Bank fee charged for Non-U.S. Bank ATM Transactions. (Note: Non-U.S. Bank ATM owners will charge their own fee unless they participate in the MoneyPass® Network.)
Free personal checks
Choose free U.S. Bank logo checks, or express yourself with a 50% discount on other personal designs, including dozens of colleges and universities.
No-fee money orders and more
Pay no U.S. Bank purchase fees for money orders, cashier’s checks, and copies of checks and statements. Plus, get a safe deposit box at half off the annual fee.
Premium Checking is an interest-bearing checking account, so you’ll earn interest on the money you keep in your account. (view rates)
Pricing and features
Monthly maintenance fee
The most common checking fees are listed in the Premium Checking Simple Snapshot (PDF), an easy-to-read summary of pricing and features to help you use this account. For more detailed information, see Consumer Pricing Information and Your Deposit Account Agreement.
Our online application is fast and secure
Open a checking account online in minutes, and fund it with your credit or debit card.
We use the strongest available 128-bit encryption to protect any information you send.