A basic checking account with great standard features.

Easy Checking is a basic checking account that comes with standard benefits like a debit card that doubles as an ATM card. It also gives you full access to Online and Mobile Banking, a suite of powerful tools and apps that make it easy to track your spending, pay bills, send money, deposit checks and more.

Sound good? You may also like our Silver Checking Package, a matched checking and savings account with extra ways to help you save.

Easy Checking benefits

Basic banking must-haves

You'll get a U.S. Bank Visa® Debit Card, no-fee transactions at U.S. Bank ATMs, and Online/Mobile Banking with mobile check deposit, bill pay and more.

Pricing and features

Monthly maintenance fee

$8.95With paper statements8pwi1h 
$6.95With online statements
$0With online statements

– and either –

Combined monthly direct deposits of at least $1,000

– or –

An average account balance of $1,5005hyemk 

Other fees

The most common checking fees are listed in the Easy Checking Simple Snapshot (PDF), an easy-to-read summary of pricing and features to help you use this account. For more detailed information, see Consumer Pricing Information and Your Deposit Account Agreement.

Our online application is fast, secure and mobile-friendly.

Fast

Open a checking account online in minutes, and fund it with your credit or debit card.

Secure

We use the strongest available 128-bit encryption to protect any information you send.

Mobile-Friendly

Our application is 100% touch-enabled and mobile-optimized, so you can start right now.

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