With your Silver, Gold or Platinum Checking Package, extra savings are waiting for you – whenever you need them.

Silver, Gold and Platinum Checking Package customers can save more with...

A great savings account

Competitive interest rates and no monthly maintenance fees are two big benefits of our Package Money Market Savings account, available to Silver or Gold Checking Package customers,1  and our Platinum Select Money Market Savings account, available only to our Platinum Checking Package customers.2  And like most U.S. Bank savings accounts, it can also be used to provide overdraft protection.

Preferred rates for new loans

Eligible for the U.S. Bank Customer Credit with a new or existing U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank5. Take 0.25% of the loan amount and deduct it from the closing costs, up to a maximum of $1,0006.

Platinum Checking Package customers also enjoy these exclusive benefits.

No-commission trades

Are you an active, hands-on investor? Your Platinum Checking account entitles you to 25 no-commission investment trades4 when you open a new self-directed brokerage or IRA account through our U.S. Bancorp Investments* affiliate. And with Investments Connect Online, you can connect with the investment world from wherever you are. Learn more.

A home equity line discount

You’ll pay no annual fee on a Home Equity Line of Credit if you also have a Platinum Checking Package account. A U.S. Bank Home Equity Line of Credit gives you a convenient way to borrow funds as you need them for major purchases, home improvements, education expenses, and life’s little surprises.3 Learn more.

A new credit card bonus

Looking for a more rewarding credit card?

More about our Checking Package accounts


Silver Checking is a popular option for people who want checking and savings together.



Gold Checking is a top choice for our credit card and personal loan customers.



Platinum Checking puts you in first class with a full menu of benefits and our very best rates.