By selecting one of these sites you'll leave U.S. Bank and enter a third party social media/collaboration website. The information being shared on this site is not the responsibility of U.S. Bank, and we are not responsible for the content shared between users and participants on the site. U.S. Bank does not guarantee the system availability or accuracy of this site; that is the responsibility of the website owner. Please note that this social media website may have privacy and information security policies that differ from those of U.S. Bank.
Compare Checking Accounts
This handy checking account comparison chart can help you compare checking accounts. Compare features and benefits to find the best checking accounts for your needs.
Compare Account Benefits
Select up to six accounts to compareSelect up to four accounts to compareUser can select only 4 products for comparison.User can select only 2 products for comparison.Select up to two accounts to compareCompare Accounts
qg6mi4 Mobile device access fees – The U.S. Bank Mobile app is free to download. Your mobile carrier may charge access fees depending upon your original plan. Web access is needed to use the Mobile app. Check with your carrier for specific fees and charges. Some mobile features may require additional online setup. Any fees for optional transactions will be identified during registration for these services and during their use.
ajcze8 DepositPoint eligibility – To be eligible for DepositPoint, you must be a U.S. Bank Online Banking customer with direct ownership in a U.S. Bank checking or savings account and have no more than two returned deposited items in the past three statement cycles. Deposit limits and other conditions may apply. DepositPoint is only available for use within the United States. A fee may apply. Refer to the Online and Mobile Financial Services Agreement and the Online and Mobile Financial Services Fee Guide for more information.
ngje4z Additional checking accounts – Platinum and Gold package customers can open additional Easy Checking accounts with no monthly maintenance fee. Requires at least one identical account holder on all accounts. Gold Package customers are limited to two Easy Checking accounts with no monthly maintenance fee.
npxbag Variable rate account – Rates are determined at the bank's discretion and may change at any time.
ah79j73 No-commission trades – Offer is for 25 no-commission investment trades and applies to online trades of equities and exchange-traded funds only. At least $1,000 in cash or securities is required to open a self-directed brokerage account. No-commission trades will be applied once funding is confirmed. This offer is not designed to support day trading or active trading and may be revoked if there is excessive or unreasonable activity. This is a one-time offer and is not renewable. Additional fees may apply. Please refer to the Schedule of Commissions and Fees for more information.
1uzhyx Silver Checking Accounts – Platinum Checking Package customers can open additional Silver Checking Packages with no monthly maintenance fee. Requires at least one identical account holder on all accounts.
8pwi1h Paper statement fees – Additional fees apply for statements with check images or check return.
Student paper statement fee – When you open a Student Checking account, you will receive paper statements unless you switch to free online statements. The fee for paper statements is $2 per month.
afsb25g Silver combined deposit balance – The combined balance is the total average account balance of the Silver Checking account and all Package Money Market Savings accounts you own. The average account balance is calculated by adding the combined balance at the end of each calendar day during the statement period, up to and not including the last business day of the statement period, and dividing that sum by the number of days used. Business days are Monday through Friday; federal holidays are not included.
hn6muc Gold fee waiver accounts – Qualifying accounts include U.S. Bank Premier Lines, home mortgages, home equity loans and lines of credit, personal purpose loans and activated credit cards. (U.S. Bank Reserve Line of Credit and student loans are excluded.) Mortgage and credit products are subject to eligibility requirements and normal credit approval and may be subject to additional charges such as annual fees. Please refer to the credit agreement for full details. Mortgage loans, home equity loans and lines of credit, and credit cards are offered by U.S. Bank National Association.
a6d169w Combined deposit, investment and credit balances – Combined deposit balances include the average monthly collected balances for U.S. Bank personal checking, savings, money market and IRA accounts and CDs. Outstanding credit balances include balances on U.S. Bank Premier Line, home mortgages, home equity loans and lines of credit, personal purpose loans (excluding some indirect loans) and credit cards. Investment balances include the aggregate minimum daily balance of all investment types held through the statement period with U.S. Bancorp Investments.
5hyemk Average account balance – The average account balance is calculated by adding the balance at the end of each calendar day in the statement period and dividing that sum by the total number of days within the statement period.
Accounts may be assessed other fees. See Your Deposit Account Agreement, Consumer Pricing Information, Safe Debit Account Terms and Conditions, and Safe Debit Account Pricing and Information guide for additional disclosures and a list of fees and services applicable to deposit accounts.
Investment products and services are:
Not a Deposit • Not FDIC Insured • May Lose Value • Not Bank Guaranteed • Not Insured by Any Federal Government Agency
*For U.S. Bancorp Investments:
Investment products and services are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.
U.S. Bank, U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Each individual's tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.
For U.S. Bank:
Deposit products offered by U.S. Bank National Association. Member FDIC.
Equal Housing Lender
The U.S. Bank Visa Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.
The creditor and issuer of U.S. Bank credit cards is U.S. Bank National Association, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Inc. and American Express. American Express is a federally registered service mark of American Express.
We've detected that you are currently accessing this site using an older version of Internet Explorer. We have not designed this site to support older versions of Internet Explorer. Therefore, you may encounter issues with how the site is displayed and how you can navigate through the site when using this older browser. We highly recommend you upgrade your current browser or download a new version of a different browser.