Student Loans

Smart Loans for College Needs

Earn up to 3% Graduation & Good Grades Perks²

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Start by Getting the Facts

Planning for college is an education in and of itself. We’ll help guide you through the process.

For Students

Financial Aid Options
Applying for a Loan
Planning Guide

Loans 101 for Students

For Parents

What You Need to Know
Benefits of Co-Signing
Tax Benefits

Loans 101 for Parents

For Answers

Private vs. Federal Student Loans
What Your Loan Can Be Used For
Eligibility Requirements

Loan Learning Center

Student Banking

College life is demanding enough. Our student banking products will help make money management easy.

U.S. Bank Scholarships

Calling all students! We award 40
$1,000 scholarships each academic year and one of them could have your name on it.

Get the Facts

Why U.S. Bank

There’s a reason U.S. Bank is so committed to giving students every opportunity to realize their potential. Education changes lives. From student loans and scholarships to first-time checking and savings products, we’re here to help students make smart moves, both now and in the future.

Complete a U.S. Bank Student Loan Application online.

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Interest will continue to accrue during periods of deferment. This deferred interest, if not paid, will be capitalized (added to your principal loan balance, and interest will accrue on this new balance) at repayment.
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To be eligible, loan application must be received on or after August 1, 2011 and loan proceeds must be disbursed prior to graduation date. Graduation Perk requires proof of graduation date, and Good Grades Perk requires proof of graduation date and cumulative GPA of 3.30 or higher, which must be submitted by the borrower no later than 12 months after graduation date. 2% principal reduction for Graduation Perk and 1% principal reduction for Good Grades Perk will be credited to the student loan account balance and are based on the original amount financed, excluding loan fees, interest (including accrued and unpaid interest which may be capitalized at repayment) and any proceeds returned by the school or not disbursed. Borrower cannot be delinquent or in default at the time of request. Loans that are consolidated, refinanced or paid in full prior to redeeming the perk(s) are not eligible.
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The automatic payment is a requirement to be qualified for the interest rate reduction benefit. Auto-payment is set up through the loan servicer. If the auto-payment is cancelled by the borrower, the rate reduction benefit is lost but may be reinstated. If the auto-payment feature is revoked, the rate reduction benefit is lost and cannot be reinstated even if automatic payments are re-established on the loan.
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