Welcome, University of Alaska Fairbanks Students!
U.S. Bank provides Alternative loan borrowers with the following discounts and links to our convenient online application.

Alternative Student Loans
U.S. Bank offers non-federal loan programs that both undergraduates and graduate students may use to help pay college expenses. These loans are based on your credit history and are subject to credit approval. Even if you meet the established credit guidelines, there may be benefits to applying with a qualified cosigner.

U.S. Bank offers the following No Fee Education loan discounts:

• No fees, receive the entire loan amount.
• Low variable interest rate* of Prime + 0%, Prime +1.95% or Prime + 3.95% depending on credit strength.
• 0.50% Autopay Reduction - To help you make on-time payments, sign up for automatic payment¹ and you'll receive a 0.50% interest rate reduction.
• Can be used for prior balances from the previous 12 months.

For more information and complete terms and conditions, call us at 1-800-242-1200 between the hours of 6:00 a.m. and 5:00 p.m. (Pacific Time Zone) Monday through Friday or visit usbank.com/studentloans

*APR may increase or decrease after consummation. Consummation occurs upon disbursement of loan proceeds. The interest rate is variable and can therefore increase and/or decrease over the life of the loan.

¹   The automatic payment is a requirement to be qualified for the interest rate reduction benefit. If the auto payment feature is canceled, the rate reduction benefit is lost.