Stafford Loan Discount:
- .25% AutoPay Reduction - Sign up for automatic payment1 and receive a .25% interest rate reduction.
PLUS Loan Discounts for parents and graduate students:
- .25% AutoPay Reduction - Sign up for automatic payment1 and receive a .25% interest rate reduction.
- Postpone Payments while student is enrolled at least half-time
- Interest only payment option available
Alternative Student Loans
U.S. Bank offers non-federal loan programs that both undergraduates and graduate students may use to help pay college expenses. These loans are based on your credit history and are subject to credit approval. Borrowers with limited or no credit history may require a cosigner. Even if you meet the established credit guidelines, there may be benefits to applying with a qualified cosigner.
U.S. Bank No Fee Education Loan Discounts:
- No Fees
- Low variable Prime based interest rate, three tiers depending on credit2
- Six month grace period
- . 50% Autopay Reduction- Sign up for automatic payment1 and receive a .25% interest rate reduction
- Can be used for prior balances
- Cosigner release option available
U.S. Bank Gap Education Loan Discounts:
- Low variable interest rate based on 91 Day T-bill2
- Six month grace period
- Fees - two tiers depending on credit of applicant and deducted from each disbursement
- .50% Autopay Reduction - Sign up for automatic payment1 and receive a .25% interest rate reduction.
- Can be used for prior balances
- Cosigner release option available
Contact Us
For more information or complete terms and conditions, visit us online or call toll-free 800-242-1200 between 6:00 a.m. to 5:00 p.m. (Pacific Time Zone), Monday through Friday.
Note:
Program rules and qualifications are subject to change at any time. Subsequent changes, however, will not affect loans already qualified for savings program. To qualify for this benefit, loans must be originated by U.S. Bank or a participating servicing partner and owned throughout repayment by U.S. Bank or a participating lender.
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