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| Net Total Spend* | Total Elite Qualifying Miles |
| > $50,000 | 20,000 |
| $25,000 to $49,999 | 10,000 |
| $12,500 to $24,999 | 5,000 |
| < $12,500 | 0 |
*Net Total Spend between January 1, 2009 and June 30, 2009.
Terms & Conditions:
1. The effective date of this program is January 1st 2009 through June 30th 2009. This period has been modified to reflect the termination of the WorldPerks Visa relationship between U.S. Bank and Northwest Airlines.
2. Net Purchases for a billing period are determined by adding all new Purchases recorded to your Account during the billing period and subtracting any credits or other adjustments recorded to your Account during the billing period for returned Purchases. Convenience Checks, Finance Charges and Fees, credit insurance or transactions to fund certain prepaid card products, ATM Withdrawals, Quasi Cash, and Balance Transfers do not qualify towards EQM Net Purchases.
3. The maximum number of EQMs per WorldPerks member/number that can be earned during the period using your WorldPerks Visa Signature Card and/or FlexPerks Visa Signature Card [starting with the numbers 419008, 412714, or 414778] is 20,000. You must spend the full qualifying amount to earn EQMs. No partial awards will be made for spend less than $12,500 or $25,000 or $50,000 on any one Card. EQMs will be posted by August 30th, 2009. Accounts must be in good standing to earn EQMs.
The FlexPerks Visa program is not affiliated with, sponsored or endorsed by Northwest Airlines, Delta Air Lines or the WorldPerks program.
1. The effective date of this program is January 1st 2009 through June 30th 2009. This period has been modified to reflect the termination of the WorldPerks Visa relationship between U.S. Bank and Northwest Airlines.
2. Net Purchases for a billing period are determined by adding all new Purchases recorded to your Account during the billing period and subtracting any credits or other adjustments recorded to your Account during the billing period for returned Purchases. Convenience Checks, Finance Charges and Fees, credit insurance or transactions to fund certain prepaid card products, ATM Withdrawals, Quasi Cash, and Balance Transfers do not qualify towards EQM Net Purchases.
3. The maximum number of EQMs per WorldPerks member/number that can be earned during the period using your WorldPerks Visa Signature Card and/or FlexPerks Visa Signature Card [starting with the numbers 419008, 412714, or 414778] is 20,000. You must spend the full qualifying amount to earn EQMs. No partial awards will be made for spend less than $12,500 or $25,000 or $50,000 on any one Card. EQMs will be posted by August 30th, 2009. Accounts must be in good standing to earn EQMs.
The FlexPerks Visa program is not affiliated with, sponsored or endorsed by Northwest Airlines, Delta Air Lines or the WorldPerks program.
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Features and benefits of the WorldPerks Visa Card
What are the benefits of the WorldPerks Visa Card?
You can combine the miles you earn with the Card with the miles you already earn as a WorldPerks member to earn award travel faster. Learn more about WorldPerks Visa Cards.Are there any awards or discounts for having a WorldPerks Visa Card?
Yes. Signature Cardmembers in good standing can redeem up to two award tickets a year for as little as 19,000 miles each (a 6,000-mile per ticket discount). Platinum and Business Cardmembers in good standing can redeem up to two award tickets a year for as little as 21,000 miles each (a 4,000-mile per ticket discount). Plus, receive discounts from National Car Rental®, a complimentary membership in the Hideaways AficionadoTM Club for Signature and Business Cardmembers (discounted membership for Platinum Cardmembers) and special shopping discounts from Visa Signature. Learn more about award travel discounts.How can I earn Double Miles?
Earn one additional mile for every dollar spent in Net Purchases when you use your WorldPerks Visa Signature Card or WorldPerks Visa Business Card for purchases of Northwest tickets, Northwest gift certificates, WorldClubs® memberships and Northwest Airlines WorldVacations® packages made directly from Northwest Airlines (Northwest Reservations, Airport Ticket Offices, nwa.com, WorldVacations reservations and nwaworldvacations.com). Not applicable for purchases from travel agencies, other online travel sites or partners, or for any form of WorldPerks mileage purchases.Does WorldPerks Visa participate in the Verified by Visa online shopping security program?
Yes. WorldPerks Visa is a participant in the Verified by Visa online shopping security program. Learn more at Verified by Visa.Is there a limit to the number of WorldPerks miles I can earn using my WorldPerks Visa Card?
No. There is no limit or "cap" to the number of WorldPerks miles you can earn with your WorldPerks Visa Card. We will request Northwest Airlines, Inc. ("Northwest") to credit your WorldPerks account with miles as follows: Monthly Statement Period Award Level: For Net Purchases less than or equal to $10,000, earn 1 mile for every $1 spent. For Net Purchases over $10,000 (Platinum Card only), earn 1 mile for every $2 spent. Yearly Award Level: If, during the calendar year, Net Purchases exceed $50,000 (WorldPerks Visa Card) or $60,000 (Platinum Card), or $120,000 (Signature Card), all miles the rest of the year are earned at a rate of 1 mile for every $2 spent. Exceptions: Northwest WorldPerks Platinum Elite/Gold Elite/Silver Elite members, and WorldPerks Visa AutoPay Cardmembers who select the full payment option on the first available payment date after their Statement Date. Miles will be awarded as long as your account is open and not five days or more past due or overlimit (Platinum Card only) at the close of your Visa billing period. We will not request miles for Advances, Convenience Checks, Visa Buxx, Balance Transfers, Finance Charges and Fees or transactions to fund certain prepaid card products. We reserve the right to adjust the number of miles we request from Northwest for purchases or to stop requesting miles for purchases on the account, upon notice to you.Back to the top
Using my WorldPerks Visa Card
How do I earn WorldPerks miles with my WorldPerks Visa Card?
Use your WorldPerks Visa Card anywhere Visa is accepted worldwide. Earn WorldPerks miles for your everyday purchases such as changing the oil in your car, buying groceries or paying your phone bill. The more you use your Card for your daily purchases, the more WorldPerks miles you will earn and the faster you will accumulate miles for award travel on Northwest Airlines and other qualified WorldPerks Airline Partners. In addition to earning WorldPerks miles for using your WorldPerks Visa Card, you can earn additional miles through WorldPerks Mileage Partners and by flying on Northwest Airlines, SkyTeam® Global Alliance Partners and other qualified WorldPerks Airline Partners. Learn more about WorldPerks Airline Partners and WorldPerks Non-Airline Partners.Can I access my WorldPerks Visa Account online?
Yes. Visit the My Account section of this site for useful account management tools.Do I earn WorldPerks miles for balance transfers and cash advances?
No. You can make balance transfers and cash advances with your WorldPerks Visa Card, but you will not earn WorldPerks miles for these transactions.How are miles calculated for my WorldPerks Visa Card purchases?
We will request Northwest Airlines, Inc., ("Northwest") to credit your WorldPerks account with miles as follows: Monthly Statement Period Award Level: For Net Purchases less than or equal to $10,000, earn 1 mile for every $1 spent. For Net Purchases over $10,000 (Platinum Card only), earn 1 mile for every $2 spent. Yearly Award Level: If, during the calendar year, Net Purchases exceed $50,000 (WorldPerks Visa Card) or $60,000 (Platinum Card), or $120,000 (Signature Card), all miles the rest of the year are earned at a rate of 1 mile for every $2 spent. Exceptions: Northwest WorldPerks Platinum Elite/Gold Elite/Silver Elite members, and WorldPerks Visa AutoPay Cardmembers who select the full payment option on the first available payment date after their Statement Date. Miles will be awarded as long as your account is open and not five days or more past due or overlimit (Platinum Card only) at the close of your Visa billing period. We will not request miles for Advances, Convenience Checks, Visa Buxx, Balance Transfers, Finance Charges and Fees or transactions to fund certain prepaid card products. We reserve the right to adjust the number of miles we request from Northwest for purchases or to stop requesting miles for purchases on the account, upon notice to you.Do the WorldPerks miles I earn with my WorldPerks Visa Card combine with the miles I earn as a WorldPerks member?
Yes. All WorldPerks miles earned with the WorldPerks Visa Card get credited to your WorldPerks account.If I return merchandise, will I lose WorldPerks miles?
Yes. WorldPerks miles for a billing period are determined by adding all new purchases recorded to your account during the billing period and subtracting any credits or adjustments recorded to your account during the billing period ("Net Purchases"). If you return merchandise you purchased with your WorldPerks Visa Card, miles equal to the dollar value of the returned items will be deducted from the total miles earned on your WorldPerks Visa statement for that billing cycle.How long does it take for the WorldPerks miles I earn using my WorldPerks Visa Card to be credited to my WorldPerks account?
Please allow up to eight weeks for miles to be posted to your WorldPerks account.Back to the top
Redeeming my WorldPerks miles
How do I find out how many WorldPerks miles I have?
Go to nwa.com and click on the link for WorldPerks. Enter your WorldPerks number and PIN for secure access to your WorldPerks account information.How do I redeem my WorldPerks miles?
Miles may be redeemed for award travel to more than 900 destinations worldwide on Northwest Airlines, SkyTeam Global Alliance Partners or other WorldPerks Airline Partners. For more information on redeeming your WorldPerks miles, please visit nwa.com/freqfly/redeemmiles.html.Does Northwest Airlines have any "blackout dates" for award travel?
Northwest Airlines does not have any blackout dates for reserving award travel. However, standard award travel seats are limited and subject to availability. If you are redeeming WorldPerks mileage for award travel on one of our Airline Partners, travel blackout dates may apply.Back to the top 
Reporting problems with my WorldPerks Visa Account
I think I have earned more WorldPerks miles from my WorldPerks Visa than appear on my WorldPerks Account Summary. Who do I contact?
Contact Cardmember Service with questions or concerns regarding your WorldPerks Visa Card Account.What should I do if I lose my WorldPerks Visa Card?
To report a lost or stolen WorldPerks Visa Card and get a replacement, call our 24-hour Cardmember Service department immediately.If I lose my WorldPerks Visa Card and need to get a replacement, will my WorldPerks miles transfer?
Yes. All miles accumulated with your lost WorldPerks Visa Card will transfer over to your new WorldPerks Visa Card upon activation.Back to the top 
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