Pat has lived and worked in Southern California for over 33 years. He has over 30 years of mortgage industry experience including over 10 years in secondary marketing and over 16 years in wholesale production. As a Sales Manager and an Account Executive he has been a top producer at some of the country's largest mortgage lenders. He has experience originating in most of the Western as well as the Northwestern states. Pat has a B.S. in Accounting from California State University, Northridge.