Prior to joining U.S. Bank Home Mortgage, Richard served as the Northeast Regional Manager for Franklin Bank. His area of responsibility, for the wholesale division, was from Virginia up to Maine. He also brings over 18 years of retail origination management experience to the table. Having spent so much time in the retail side, he understands what his clients needs are. Richard is also an avid baseball fan. He has been a professional pitching and hitting instructor. He has coached High School and American Legion baseball for over 15 years. He is looking forward to working with the Mid-Atlantic's top mortgage bankers and mortgage brokers.