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6.1.1
Canceling Payments-After your payment instructions have been transmitted, you may use Bill Pay with a PFM to cancel a payment (if, for example, a payment date or a payment amount is incorrect) if the canceling instruction is transmitted at least four (4) business days before the payment is scheduled to be made. No fee will be assessed. If your canceling request is not received at least four business days before payment is to be made, you are responsible for the payment.
6.1.2
Stopping Regular Payment-If you use the Services to make payments, YOU MAY ONLY STOP SUCH PAYMENTS AS PROVIDED IN THIS AGREEMENT. The stop payment terms of the Deposit Agreements are inapplicable to online or telephone payments. If the payment is made electronically, you have NO RIGHT TO STOP PAYMENT. (If the payment has not yet been deducted from your account, you may be able to cancel the payment. See Section 6.1.1 above.) If the payment is made by paper check and the Bank has already paid the check, it is NOT possible to stop payment. If the payment is made by paper check and the Bank has not yet paid the check, it may be possible to stop payment. To stop payment of a paper check in this circumstance, you must call the Bank 800-US BANKS (TDD 800-685-5065). The Bank is entitled to a reasonable period to act upon any stop payment request. Please refer to your fee schedule for Stop Payment charges.
6.1.3
Stopping Automatic Recurring (Preauthorized) Payments-If it is too late to cancel an automatic recurring payment, you may stop payment by contacting the Bank at 800 US BANKS at least three (3) business days before the scheduled payment date. You must inform the Bank of the exact amount of the check, your account number, check issue date, payee name, check number, and the reason for the stop. Phone Bill Pay users will need to call Online Customer Service and provide them with the confirmation number of the payment in order to obtain the check number. The Bank is not responsible if you fail to describe the payment exactly. Please refer to your fee schedule for Stop Payment charges.
If you believe that an unauthorized transaction has been made from your account, telephone the Bank immediately at: 800 US BANKS (800-872-2657) (TDD 800-685-5065) or write the Bank at:
U.S. Bank
Internet Banking Customer Service
P.O. Box 5190
Portland, OR 97208
See Section 9 for Error Resolution information.
8.1 PFM DIRECT CONNECT FOR CONSUMERS
- Monthly Fee
$3.95 Account Access with a PFM
$5.95 Bill Pay with a PFM
8.2 PFM DIRECT CONNECT FEES FOR BUSINESSES
- Monthly Fee
$12.95 Account Access with a PFM
$22.95 Account Access and Bill Pay with a PFM
- Usage Based Fees
Bill Pay with a PFM: If you subscribe to Bill Pay with Finance Management software, your first twenty (20) Bill Pay with a PFM payments in a calendar month are provided at no additional fee. However, you will be charged a Bill Pay with a PFM Usage Fee of $0.75 for each additional bill payment made with the software after the first 20. (For example, you will be charged a Bill Pay with a PFM Usage Fee of $2.25 if you make 23 payments in a calendar month).
8.3 FEES FOR CONSUMERS AND SOLE PROPRIETORS
You authorize the Bank to deduct all applicable fees for the Services from any account you have at the Bank whether you use the Services or not. The Bank may change or add fees for the Services by following the procedures for amending this Agreement. In addition to the fees noted here, the service charges and fees provided for in the Deposit and Credit Agreements will continue to apply. Fees are non-refundable. If an account that is being charged a fee closes for any reason and you have other open accounts, you authorize the Bank to deduct fees for these Services from your most recently opened account.
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