U.S. Bank | Student Loans

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Welcome, University of Chicago Students!

U.S. Bank offers non-federal loan programs that both undergraduates and graduate students may use to help pay college expenses. These loans are based on your credit history and subject to credit approval. Borrowers with limited or no credit history may require a cosigner. Even if you meet the established credit guidelines, there may be benefits to applying with a qualified cosigner.

U.S. Bank No Fee Education Loan1

No fees - receive the full approved loan amount
Low variable interest rate2 , with multiple tiers, depending on creditworthiness
Repayment begins six months after graduation
.50% AutoPay Reduction - Sign up for automatic payment3 , and get a .50% interest rate reduction

U.S. Bank Bar Review Education Loan1

Third-year law students may borrow up to $12,000
One low variable interest rate based on Prime2
.20% AutoPay Reduction - Sign up for automatic payment3 and get a .20% interest rate reduction.

Contact Us
For more information and complete terms and conditions, call a U.S. Bank Student Loan Specialist at 800-242-1200 or visit usbank.com/studentloans. Program rules and qualifications may be modified or discontinued at any time without notice.

Program rules and qualifications may be modified or discontinued at any time without notice. Subsequent changes to loan discounts will not affect loans already disbursed under savings program. To qualify for this benefit, loans must be originated by U.S. Bank or a participating servicing partner and owned throughout repayment by U.S. Bank or a participating lender.

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APR may increase or decrease after consummation. Consummation occurs upon disbursement of loan proceeds. The interest rate is variable and can therefore increase and/or decrease over the life of the loan.

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The automatic payment is a requirement to be qualified for the interest rate reduction benefit. If the auto payment feature is canceled, the rate reduction benefit is lost.

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