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Student Loans

U.S. Bank provides alternative education loan borrowers with the following discounts1  and a link to convenient online application.

Students should closely review alternative opportunities available through U.S. Bank to help meet unmet educational costs.

Cosigner Encouraged: With the help of a qualified cosigner, you may more easily qualify for a loan and receive a better rate.

To help you plan how much you could borrow, check out our Loan Repayment Calculator. By changing the total debt amount, see how your monthly payments would change.

U.S. Bank No Fee Education Loan
  • No Fee at disbursement or repayment of the loan - you receive the full approved loan amount.
  • Borrow the full cost of education less other financial aid received. Minimum loan amount $1000. May use for past due balances incurred within 6 months.
  • Low variable Prime based interest rates2  three tiers depending on credit.
  • .50% AutoPay Reduction - Sign up for automatic payment3  and receive a .50% interest rate reduction.
  • Repayment deferred while in school and 6 month grace period.
Apply Now
Click the back button/arrow to return to SDSU Financial Aid Web Site

Contact Us
For more information and terms and conditions, please call 800-242-1200 or visit usbank.com/studentloans.

  1. Program rules and qualifications may be modified or discontinued at any time without notice. Subsequent changes to loan discounts will not affect loans already disbursed under savings program. To qualify for this benefit, loans must be originated by U.S. Bank or a participating servicing partner and owned throughout repayment by U.S. Bank or a participating lender.
     
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  2. APR may increase or decrease after consummation. Consummation occurs upon disbursement of loan proceeds. The interest rate is variable and can therefore increase and/or decrease over the life of the loan.
     
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  3. The automatic payment is a requirement to be qualified for the interest rate reduction benefit. If the auto payment feature is canceled, the rate reduction benefit is lost.
     
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