Stafford Loan Discount:
- .25% AutoPay Reduction - Sign up for automatic payment2 and receive a .25% interest rate reduction.
PLUS Loan Discount and Feature for parents and graduate students:
- .25% AutoPay Reduction - Sign up for automatic payment2 and receive a .25% interest rate reduction.
- Postpone Payments while student is enrolled at least half-time
- Interest only payment option available
Alternative Student Loans
U.S. Bank offers non-federal loan programs that both undergraduates and graduate students may use to help pay college expenses. These loans are based on your credit history and are subject to credit approval. Borrowers with limited or no credit history may require a cosigner. Even if you meet the established credit guidelines, there may be benefits to applying with a qualified cosigner.
U.S. Bank No Fee Education Loan Discounts:
- No Fees
- Low variable Prime based interest rate, three tiers depending on credit3
- Six month grace period
- . 50% Autopay Reduction- Sign up for automatic payment2 and receive a .25% interest rate reduction
- Can be used for prior balances
- Cosigner release option available
Contact Us
For more information or complete terms and conditions, visit us online or call toll-free 800-242-1200 between 8:00 a.m. to 5:00 p.m. (Pacific Time Zone), Monday through Friday. Program rules and qualification may be modified or discontinued at any time without notice.
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