Term Loans & Leases

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	Products & Services > Financing Options > Term Loans and Leases


	Term Loans & Leases



	U.S. Bank term loans and leasing - financing for specific purposes If you have a specific need for your business, we have a term loan or leasing product that will provide you with the credit to meet that need. *Leasing provided through U.S. Bank Business Equipment Financing. Key Features: Regularly scheduled payments that allow you to forecast your cash flow needs Competitive interest rates Flexible terms Variety of collateral options available If your credit need is $100,000 or less, U.S. Bank´s Quick Credit gives you easier and faster access to your business financing needs.

Product Features	U.S. Bank Business Term Loan	U.S. Bank Commercial Real Estate Loan	U.S. Bank Commercial Real Estate Construction Loan	U.S. Bank Business Equipment Financing	U.S. Bank Quick Loan
Apply Now	Yes	Yes	Yes	Yes	Yes
Loan Size	$10,000 to $1,000,000	$10,000 to $1,000,000	$10,000 to $1,000,000	$5,000 and up	$5,000 - $100,000
Purpose	New/used equipment purchases including vehicles or other long-term financing needs	Purchases, refinances and improvements of commercial real estate	Construction financing	Financing for a wide range of new or used business equipment	Finanacing to keep your company on track, purchase a new vehicle or equipment, or expand your business.
Collateral	Secured by business assets, equipment or vehicle purchased	Secured by commercial real estate	Secured by commercial real estate construction project	Secured by the leased equipment	Secured by general business assets, U.S. Bank Certificate of Deposit (CD), new or used vehicles or equipment.
Payment Terms	Monthly: principal and interest	Monthly: principal and interest	Monthly: interest only	Monthly, quarterly, semi-annual, annual or seasonal	Monthly: principal and interest, fixed monthly.
Maturity	12 to 84 months	Up to 10-year maturity. Up to 20-year amortization.	Generally terms are 6 to 12 months	12 to 60 months	12 to 72 months
End of Term	N/A	N/A	U.S. Bank finances the permanent commercial real estate	Renew lease, return equipment, purchase at a fixed price or fair market value	N/A

If the above term loan products do not meet your needs, a Relationship Manager would be happy to work with you to tailor a custom credit product designed just for you.

For more information on our complete family of term loans and leases, please visit your Relationship Manager at your local branch.



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