Who It's For
Your business demands a lot from you, you expect a lot from your bank. The U.S. Bank Five Star Gold Business Package helps meet your growing challenges. With a unique slate of benefits and up to $500 in savings1, we’re here for you.
Benefits
- Earn a 50% annual bonus on rewards earned with your U.S. Bank FlexPerksSM Business Cash Bonus Visa® Check Card2
- 50% off first check order up to $1003
- Earn a 50% annual bonus on rewards earned with your U.S. Bank FlexperksSM Business Cash, Select or Travel Rewards Credit Card4
- Payment Solutions statement fee waived for the first four months5,6
- Annual fee for Business Reserve Line waived for the first year5
- SHOW Additional Package Benefits
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- Monthly maintenance fee waived for your Five Star Personal Gold Package10
- U.S. Bank Cash Flow Manager first year annual fee waived5
- Up to $100 of your U.S. Bank Quick Loan origination fee waived5
- Up to $100 of your U.S. Bank Business Equipment Financing origination fee waived5
- Business Savings Sweep monthly maintenance fee reduced by 5%10
- SinglePoint Essentials monthly maintenance fee reduced by $210
- Free U.S. Bank ATM transactions11
Every Gold Business Package Come With
- U.S. Bank Five Star Gold Business Checking with 500 free transactions per statement cycle7
- U.S. Bank FlexPerksSM Business Cash Bonus Visa® Check Card2
To Waive Monthly Fee
The Gold Business Banking Package includes a $15 monthly service fee which can be waived by meeting one of the following requirements:
- Purchasing U.S. Bank Payment Solutions5
- $10,000 average collected checking balance8 OR
- $20,000 in combined average collected business deposit balances8 OR
- $50,000 in combined business deposit8 and outstanding business credit balances9
How to Apply
Visit a Branch Package Resources
FAQs About Business Packages Switch to U.S. Bank Compare our Business Packages
Some benefits and savings are available annually and some occur only in the first year the product is opened. Actual individual savings and benefits may vary depending on the products used and balances maintained. Products and services for each Five Star Package have been combined to offer small business customers preferred rates and services at a lower combined price than if each products or services were opened separately. For example: A Five Star Silver package small business customer could avail of a one time savings of up to $75 on their first check order, a Five Star Gold Package small business customer could avail of a one time savings of up to $100 on their first check order and a Five Star Platinum package small business customer could save up to $115 every month, by utilizing the full 750 checking account transactions available to them. Other conditions and restrictions may apply. Please see a Banker for details. Back to text
U.S. Bank offers reward programs for check cards that can be added to any U.S. Bank Business Checking account. Only signature-based purchases qualify for rewards. Cash advances, ATM transactions and purchases made with a PIN do not qualify. Cash rewards may accumulate through the U.S. Bank Visa Business Check Card or the U.S. Bank Deposit Check Card. Rewards accumulated through the Deposit Check Card will roll up under the primary Business Check Card. Other employee cards are not eligible. All reward programs subject to change without prior notification. Earned rewards may be lost if customers choose to switch check card reward programs.
FlexPerks Cash Bonus Business customers earn a 1/4% cash reward for all non-PIN purchases and are eligible to earn up to 25% cash back on purchases (non-PIN) at select partners. Retail Internet Banking (RIB) enrollment is required to earn cash with online Cash Bonus partners, and partners must be accessed through cashbonuspartners.usbank.com. RIB enrollment is not required to earn cash at participating in-store locations or via phone. Cash rewards can take up to 30-days to be deposited in the Cash Bonus rewards account. The minimum redemption amount is $5.00, and can only be redeemed in $5.00 increments. Checking account must be in open, valid status to receive cash reward. Unredeemed cash rewards will expire and be forfeited after 36 months. Merchants and cash reward values subject to change without notice. The Cash Bonus Partner rewards program is subject to change without prior notification. The annual bonus is paid on the amount of 1/4% cash rewards earned in a given year. Bonuses are paid annually on December 1 provided the Package is open. Back to text
Discount applies to business products offered by Deluxe Corporation. Back to text
Subject to credit approval. The 25%, 50% and 100% Annual Bonus is awarded to Business Banking package members on the Account Anniversary date of the credit card opening provided the Package is open. 25% Annual Bonus is a core benefit for all FlexPerks Cash Rewards Business Platinum card holders. FlexPerks Cash Rewards annual bonus is up to a maximum of $250. FlexPerks Business Select Rewards and FlexPerks Business Travel Rewards annual bonus is up to a maximum or 25,000 points. Business cards are offered through U.S. Bank National Association, N.D. Back to text
Subject to credit approval. Lines of credit are offered by U.S. Bank National Association, ND. Back to text
Discount does not apply to Merchant Advantage Package customers. Back to text
Transactions are $0.50 each once free transaction limits are surpassed. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items. Signature-based purchases (Non-PIN) made with a U.S. Bank Business Visa Check Card and not counted as a transaction. Back to text
Business deposit balances only. Balances are verified 3 days prior to the last day of your statement cycle. Back to text
Business credit outstanding balances only. Balances are verified 3 days prior to the last day of your statement cycle. Back to text
Discount applies only to monthly maintenance fee. All other fees apply. Back to text
A fee will be assessed for transactions conducted at non-U.S. Bank ATMs. Also a surcharge fee may be applied by the ATM owner, unless the ATM owner is a member of the MoneyPass ATM network.
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