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U.S. Bank Business Package Comparison Chart

Not sure which checking account package is right for you? View the benefits of our Silver, Gold and Platinum Business Packages below to choose the right package for your business. All our packages offer you the convenience of consolidating accounts, while saving you time and money. Plus, open a U.S. Bank Business Package today and save up to $100 with a Silver Business Package, up to $500 with a Gold Business Package or up to $800 with a Platinum Business Package.1

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Silver Business Package Gold Business Package Platinum Business Package
All packages include:
Business Checking with free combined transactions per statement cycle2 150 free transactions per statement cycle 500 free transactions per statement cycle 750 free transactions per statement cycle
U.S. Bank FlexPerksSM Business Cash Bonus Visa® Check Card3

 

25% Annual Bonus 50% Annual Bonus
U.S. Bank FlexPerksSM Business Cash, Select or Travel Rewards Credit Card4    
U.S. Bank Platinum Business Money Market OR No minimum balance or monthly maintenance fee
Business Savings Sweep    
Exclusive package benefits:
Additional bonus earned with your U.S. Bank FlexPerksSM  Business Cash, Select or Travel Rewards Credit Card4 25% Annual Bonus 50% Annual Bonus 100% Annual Bonus
Merchant Banking Statement fee is waived for the:6 First two months First four months First six months
Annual fee waived for Business Reserve Line:4 Standard fee applies First year waived First two years waived
Discount off first check order:7 50% discount up to $75 50% discount up to $100 Free up to $100
Earn extra rewards on your U.S. Bank FlexPerksSM Business Cash Bonus Visa® Check Card3 25% Annual Bonus 50% Annual Bonus 100% Annual Bonus
Cash Flow Manager annual fee waived:5 Standard fee applies First year (savings up to $150) First year (savings up to $150)
U.S. Bank Quick Loan Origination fee waived5 Standard fee applies Savings up to $100 Savings up to $200
U.S. Bank Equipment Financing origination waived5 Standard fee applies Savings up to $100 Savings up to $100
Business Saving Sweep option available Monthly maintenance fee reduced by 5% Monthly maintenance fee reduced by 5%
Online cash management with SinglePoint® Essentials8 Monthly maintenance fee reduced by $2.00 Monthly maintenance fee reduced by $2.00
Discount on U.S. Bank Package8 50% discount on the monthly maintenance fee on the Personal Gold Package Monthly maintenance fee waived on the Personal Gold Package Monthly maintenance waived on the U.S. Bank Platinum Business Package

  1. Some benefits and savings are available annually and some occur only in the first year the product is opened. Actual individual savings and benefits may vary depending on the products used and balances maintained. Products and services for each U.S. Bank Package have been combined to offer small business customers preferred rates and services at a lower combined price than if each products or services were opened separately. For example: A U.S. Bank Silver Business Package small business customer could avail of a one time savings of up to $75 on their first check order, a U.S. Bank Gold Business Package small business customer could avail of a one time savings of up to $100 on their first check order and a U.S. Bank Platinum Business Package small business customer could save up to $115 every month, by utilizing the full 750 checking account transactions available to them. Other conditions and restrictions may apply. Please see a Banker for details.

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  2. Transactions are $0.50 each once free transaction limits are surpassed. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items. Signature-based purchases (Non-PIN) made with a U.S. Bank Business Visa Check Card and not counted as a transaction.

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  3. U.S. Bank offers reward programs for check cards that can be added to any U.S. Bank Business Checking account. Only signature-based purchases qualify for rewards. Cash advances, ATM transactions and purchases made with a PIN do not qualify. Cash rewards may accumulate through the U.S. Bank Visa Business Check Card or the U.S. Bank Deposit Check Card. Rewards accumulated through the Deposit Check Card will roll up under the primary Business Check Card. Other employee cards are not eligible. All reward programs subject to change without prior notification. Earned rewards may be lost if customers choose to switch check card reward programs.

    FlexPerks Cash Bonus Business customers earn a 1/4% cash reward for all non-PIN purchases and are eligible to earn up to 25% cash back on purchases (non-PIN) at select partners. Retail Internet Banking (RIB) enrollment is required to earn cash with online Cash Bonus partners, and partners must be accessed through cashbonuspartners.usbank.com. RIB enrollment is not required to earn cash at participating in-store locations or via phone. Cash rewards are added to the Cash Bonus Business reward account once per month. The minimum redemption amount is $5.00, and can only be redeemed in $5.00 increments. Checking account must be in open, valid status to receive cash reward. Unredeemed cash rewards will expire and be forfeited after 36 months. Merchants and cash reward values subject to change without notice.  The annual bonus is paid on the amount of 1/4% cash rewards earned in a given year.  Bonuses are paid annually on December 1st provided the Package is open.

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  4. Subject to credit approval.  The 25%, 50% and 100% Annual Bonus is awarded to Business Banking Package members on the Account Anniversary date of the credit card opening provided the Package is open.  25% Annual Bonus a core benefit for all FlexPerks Cash Rewards Business Platinum card holders.  FlexPerks Cash Rewards annual bonus is up to a maximum of $250. FlexPerks Business Select Rewards and FlexPerks Business Travel Rewards annual bonus is up to a maximum of 25,000 points.  Business cards are offered through U.S. Bank National Association, N.D.

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  5. Discount does not apply to Merchant Advantage Package customers.

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  6. Subject to credit approval. Lines of credit are offered by U.S. Bank National Association, ND.

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  7. Discount applies to business products offered by Deluxe Corporation.

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  8. Discount applies only to monthly maintenance fee. All other fees apply.

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Deposit Products Offerred by U.S. Bank NA, Member FDIC 






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