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Supplemental Loan Options

U.S. Bank offers a full range of school certified supplemental loans. Certification allows your school to verify enrollment and receive loan funds directly. Unsure whether your school participates? Check with your college financial aid office or call 800-242-1200.


U.S. Bank No Fee Education Loan
U.S. Bank Gap Education Loan
U.S. Bank Graduate Education Loan
U.S. Bank Bar Review Education Loan


U.S. Bank No Fee Education Loan
The main difference between this and other U.S. Bank supplemental education loans is that no reserve fees are charged. The amount approved for the loan is the same amount disbursed to you.

Cosigner Encouraged: With the help of a qualified cosigner, you may more easily qualify for a loan and receive a better rate.

Loan Details:

  • Borrow up to the full cost of your education less other financial aid you receive
  • If you plan to enroll for more then one term, consider the cost of your annual enrollment and apply for a loan to cover the full year expense.
  • No application, administration or reserve fees (reserve fees are similar to federal loan guarantee fees that are deducted from your approved loan amount)
  • Three repayment options
Enrollment: Part-time or full-time in an eligible four-year or graduate school.

Loan size: $1,000 minimum, $120,000 aggregate borrowing limit. Loans approved at the top interest rate tier are limited to the cost of attendance less financial aid received up to $40,000.

Repayment Discount: Use our convenient autopay option and receive a 1/2% interest rate reduction. 1

Apply Now for a U.S. Bank No Fee Loan.




U.S. Bank Gap Education Loan
This supplemental loan offers competitive rates that help you finance your education whether you are an undergraduate or graduate student.

Cosigner Encouraged: With the help of a qualified cosigner, you may more easily qualify for a loan and receive a better rate.

Loan Details:

  • Borrow up to the full cost of your education less other financial aid you receive
  • If you plan to enroll for more then one term, consider the cost of your annual enrollment and apply for a loan to cover the full year expense.
  • Three repayment plans
Enrollment: Part-time or full-time in an eligible four-year or graduate school.

Loan size: $1,000 minimum, $120,000 aggregate borrowing limit. Loans approved at the top interest rate tier are limited to the cost of attendance less financial aid received up to $40,000.

Repayment Discount: Use our convenient autopay option and receive a 1/2% interest rate reduction.1

Apply Now for a U.S. Bank Gap Education Loan.




U.S. Bank Graduate Education Loan
This loan helps you finance your graduate school education even if you're a part-time student. A special "look-back" feature lets you cover school bills after the term ends.

Cosigner Encouraged: With the help of a qualified cosigner, you may more easily qualify for a loan and receive a better rate.

Loan Details:

  • Borrow up to the full cost of your education less other financial aid you receive, plus funds to cover bills for up to six months after the end of the term
  • Competitive interest rate
  • Three repayment plans

Enrollment: Part-time or full-time in an eligible graduate program.

Loan size: $1,000 minimum, $120,000 aggregate borrowing limit.

Repayment Discount: Use our convenient autopay option and receive a 1/5% interest rate reduction.1

Apply Now for a U.S. Bank Graduate Education Loan.




U.S. Bank Bar Review Education Loan
Designed for graduates of ABA (American Bar Association) approved law schools, this loan helps you support yourself while you are studying for and taking the Bar Exam. You can apply from nine months before you graduate from law school to three months after you graduate.

Cosigner Encouraged: With the help of a qualified cosigner, you may more easily qualify for a loan and receive a better rate.

Loan Details:

  • Borrow to cover expenses while studying for the Bar Exam
  • Competitive interest rate
  • Three repayment options, no payment required until six months after graduation

Enrollment: Must be a graduate of an ABA approved law school.

Loan size: $1,000 minimum, $12,000 maximum.

Repayment Discount: Use our convenient autopay option and receive a 1/5% interest rate reduction.1

Apply Now for a U.S. Bank Bar Review Education Loan.



  1. The automatic payment is a requirement to be qualified for the interest rate reduction benefit. If the auto payment feature is canceled, the rate reduction benefit is lost.

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