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U.S. Bank Offers You More Options for Certificates of Deposit

At U.S. Bank, we realize that having choices is good. That's why we offer two additional types of Certificate of Deposit to give you more options.

Step Up To a Great Rate!
With the Step Up CD, you can invest in a CD with a guaranteed increasing interest rate for a step in the right direction. The term length is 28 months and the interest rate automatically increases at 7 months, 14 months and 21 months. This CD features:

  • The security of FDIC insurance
  • An increasing, guaranteed rate of return

Unlock Your Rate with a Trade Up CD
Now you can invest in a long-term CD and still have the option to change to a higher rate. This 60-month term CD provides a chance to trade up to a better rate once during the original term. With the Trade Up CD:

  • You choose if and when to trade up your rate
  • The maturity date does not change - the funds will still be available penalty-free on the original maturity date
  • You achieve peace of mind and the security of FDIC insurance

To take advantage of these special offers, just visit your local U.S. Bank branch and speak with a banker today!

For Certificate of Deposit Specials, apply online today! You will receive an instant decision and can fund the new CD in five minutes or less. Rates, terms and balance requirements may differ from your local branch and are only valid when you apply online.
View CD Promotional Terms and Rates* Apply Now
* Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. All interest payments for the advertised APY will be made at the end of the term or annually, whichever occurs first. Penalty will be imposed for early withdrawal. APY is subject to change without prior notice. CDs are automatically renewed at maturity.

Online application is not valid for single maturity CDs, business or retirement CDs, brokerage deposits, institutional investors, public funds or in conjunction with other promotional offers.

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