Free Checking with Interest Think Free. Bank Smart. This account is perfect for basic, day-to-day expenses. You'll enjoy no minimum balance requirements or monthly maintenance fee. Free Checking with Interest Minimum Opening Deposit $100 Minimum Daily Balance None Monthly Maintenance Fee None Interest Rates and Service Fees Varies by region: ATM Transactions* Free at U.S. Bank ATMs Check Card with Checking That Pays Reward Program1 Only U.S. Bank lets you choose your own reward: Cash, Merchandise, Travel or a donation to an Affiliation Check Images View electronic images of cleared checks online; free with Internet Banking Statement Options Free online statements, or paper statements by mail with: free archiving of cancelled checks, or return of check images,2 or return of cancelled checks2 Features available with every U.S. Bank Checking Account How Do I Open an Account? It's easy! Apply online, visit a local branch or call our 24-Hour Banking and Financial Sales.

*Fees charged for non-U.S. Bank ATM transactions. Other ATM network owners may assess a usage fee.

¹Checking That Pays offers reward programs for check cards that can be added to any U.S. Bank personal checking account. Only signature-based purchases qualify for rewards. Cash advances, ATM transactions and purchases made with a PIN do not qualify. All reward programs subject to change without prior notification. Earned rewards may be lost if customers choose to switch check card reward programs.

²Return of check images and cancelled checks available for a nominal fee per statement cycle.

For more information, visit a local branch or call our 24-Hour Banking and Financial Sales.