CREDIT COUNSELING
Please refer to the Product Overview section of the "Checking Account Advance Agreement" or see "Your Deposit Account Agreement" page 45 for more information.

If you are having budgeting problems, there are many resources available to help you take control of your finances. Tips for controlling your debt can be found by searching under "credit counseling" at www.usbank.com. You may consider working with a reputable non-profit credit counseling agency. They can help you restructure and consolidate your debts and work with creditors on your behalf. You can start with a call to the Consumer Credit Counseling Service at 1-800-388-2227.

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The Checking Account Advance Guide
The Checking Account Advance Agreement