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U.S. Bank Packages Comparison Chart

Not sure which Package is right for you? View the features and benefits of each Package. And remember, all offer free U.S. Bank Internet Banking with Bill Pay and Alerts, U.S. Bank ATM transactions and a U.S. Bank Check Card.

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Apply Now Silver Package Gold Package Platinum Package
Every U.S. Bank Package Includes a U.S. Bank Package Checking Account and your choice of a U.S. Bank Package Money Market Savings and/or U.S. Bank Visa® Platinum Credit Card.
Exclusive Package Benefits
Great rates and no monthly maintenance fee on Package Money Market Savings
Preferred rates on new loans and Home Equity Lines of Credit
Earn cash back on all purchases (non-PIN) made with your U.S. Bank FlexPerksSM Cash Rewards Visa Check Card1  
Earn extra rewards or an annual interest rebate on qualifying U.S. Bank Credit Cards2  
25% on new U.S. Bank Home Mortgage origination fees3    
No fees on money orders, official checks, travelers cheques, stop payment fees and more4    
Save on annual fees of new U.S. Bank Home Equity Lines of Credit5    

  1. FlexPerks Cash Rewards Visa Check Card customers automatically earn 1/4% or 1/2% cash back on all purchases (non-PIN) depending on package. Must have a U.S. Bank Package to qualify for this benefit. Only signature based purchases qualify for rewards. Cash advances, ATM transactions and purchases made with a PIN do not qualify.

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  2. Reward bonus applies to U.S. Bank FlexPerks Select Rewards and Travel Rewards Visa Check Cards and/or Credit Cards and the FlexPerks Cash Rewards Visa Credit Card. Earn a monthly bonus on the rewards you earn for net purchases during the month. The interest rate rebate is paid annually in November and is based on the total interest that was accrued in the previous 12 months.

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  3. Maximum discount on a mortgage origination fee is $1,000 for new U.S. Bank Home Mortgages and a maximum of $300 on refinances of current U.S. Bank Home Mortgages.

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  4. No-fee banking privileges includes no U.S. Bank fees on overdraft protection transfers (through Reserve Line, credit card and another deposit account), money orders, cashier's checks, counter checks, single-signer traveler's cheques, copies of checks and other items, copies of statements, and stop payment fees.

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  5. No closing costs or annual fees.

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