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Products & Services > Credit Cards > REI Visa® Credit Card 

REI Visa® Credit Card

The REI Visa Card - offered exclusively to REI members!


The REI Visa Credit Card
Offered exclusively to REI members!

Apply now for the REI Visa card!


The REI Visa Credit Card is the only credit card that helps you get a bigger REI dividend and gives back to the outdoors. Every purchase increases your dividend when you use your REI Visa Credit Card.

Exclusive REI Visa Credit Card Benefits:

  • REI gift card upon approval and first purchase.1
  • 5% back on all purchases at REI.2  
  • 1% back everywhere else.3  
  • All this on top of your REI member refund (typically 10% on your eligible REI purchases4 .)
  • No Annual Fee (see Terms & Conditions).
Apply Now

Not a REI member yet? Join now at REI.com, at an REI store or call 800-426-4840. A lifetime membership is $20.

REI Signature Visa Card Benefits:

  • No Pre-Set Spending Limit5  
  • Your Own Concierge Service6  
  • Premium Offers6  
  • Special Dining Privileges6  

Not sure you qualify for the REI Visa Signature Card? Don't worry. If you do not qualify, you will automatically be considered for the REI Visa Platinum Card.7  

Additional REI Visa Credit Card Benefits:

  • Worldwide Acceptance
  • Easy Cash Access
  • Automatic Payment of your Bills
  • Internet Banking customers receive their Experian®
    Credit Score - at no cost.
  • Warranty Manager6  
  • Travel & Emergency Assistance6  
  • Travel Accident Insurance6  
  • Auto Rental Collision Damage Waiver6  

We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association ND and its affiliates as provided under the Cardmember Agreement and applicable law.

This card is issued by U.S. Bank National Association ND pursuant to a license from Visa U.S.A. Inc. and the card is available to United States residents only.

View Terms and Conditions

  1. REI Gift Card Offer: To receive this one-time REI gift card, you must apply for an REI Visa card and, once approved, activate your card and make a purchase. Purchase requirement is met by purchases only; balance transfers, convenience checks, cash advances, finance charges and fees are not applicable. Six to eight weeks after that purchase, the REI gift card will be mailed to the primary applicant's address. This offer is subject to credit card approval and your new REI Visa card account must be open and in good standing at time of fulfillment to receive the REI gift card. This gift card offer is available only to new REI Visa card accounts booked through this special offer. Existing and previous REI Visa cardmembers are not eligible for this offer.
     
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  2. 5% back applies to net REI purchases including full-price and discount-price items, REI gift cards, services, fees, and REI Adventures-invoiced trip payments. The 5% is added to your member refund and returned to you in your annual member dividend.
     
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  3. 1% back applies to net non-REI purchases only. Advances, convenience checks, balance transfers, interest or finance charges and fees, credit insurance charges, or transactions to fund certain prepaid card products such as Visa Buxx® are not eligible. The 1% is added to your member refund and returned to you in your annual member dividend.
     
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  4. No member refund on REI gift cards, services, fees, REI Adventures trips or discount-price items.
     
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  5. The REI Visa Signature card provides the benefit of a No Pre-Set Spending Limit and a Revolve Limit that allows you to carry a designated part of your balance from one statement to the next. A No Pre-Set Spending Limit does not mean unlimited spending. Authorizations are provided using information such as account history, credit record, income verification and liquid assets. If card issuer authorizes a transaction that causes you to exceed your revolving credit line, then you must pay, as a part of your monthly minimum amount due, the amount by which your new balance exceeds your credit line.
     
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  6. Certain restrictions and conditions apply. Refer to your Visa card "Guide to Benefits" for details.
     
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  7. Should your application for the REI Visa Signature Card be denied, submitting your application constitutes your application for a REI Visa Platinum Card. The REI Visa Platinum Card does not contain the same benefits of the REI Visa Signature Card.
     
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