FlexPerks Visa cards from U.S. Bank

Cardmembers that met the conditions of eligibility for conversion to the new U.S. Bank FlexPerks Visa card as of March 27, 2009, will receive their cards in the mail. If the account no longer meets the minimum criteria, it will not be converted to the new program.

Back to Text
You will have the ability to redeem FlexPoints for award travel on over 150 airlines. FlexPerks Travel Rewards cardmembers may redeem FlexPoints for rewards only if the outstanding balance of their account is below its revolve limit. All FlexPerks Visa cardmembers may redeem if their accounts are open and in good standing under the terms of their Cardmember Agreement. All FlexPoints redemptions are final. FlexPoints are not transferable, are not redeemable for cash and cannot be used as payment for obligations owed to U.S. Bank or its affiliates. There are no refunds, exchanges, replacements or conversions for currency, credit, other points or rewards for no-shows or unused portions or rewards. Determination and payment of tax liability is the sole responsibility of the cardmember. We reserve the right to verify and adjust FlexPoints at any time before or after posting any redemption. Once you or we close your account for any reason, all accumulated FlexPoints may be forfeited.

Redemption Chart:
20,000 FlexPoints = Up to $400 ticket value
30,000 FlexPoints = Up to $600 ticket value
40,000 FlexPoints = Up to $800 ticket value
50,000 FlexPoints = Up to $1,000 ticket value
70,000 FlexPoints = Up to $1,400 ticket value
100,000 FlexPoints = Up to $2,000 ticket value
150,000 FlexPoints = Up to $3,000 ticket value
225,000 FlexPoints = Up to $4,500 ticket value
350,000 FlexPoints = Up to $7,000 ticket value
500,000 FlexPoints = Up to $10,000 ticket value

Back to Text
Tickets are subject to the applicable airline rules and restrictions. For internet reservations, if an airline does not offer e-ticketing or if you request a paper ticket, there will be a minimum shipping fee assessed of $29.95 per transaction. For phone reservations, if paper tickets are requested when e-tickets are available, a minimum $50 per ticket service fee will apply. A minimum $15 shipping/handling fee will apply for all paper tickets.

Back to Text
U.S. Bank and/or Maritz may change or terminate participating merchants, withdrawal, limit, modify, or cancel any rewards, add an unlimited number of blackout dates, or increase the number of FlexPoints required for any reward at any time without advance notice, even though such changes may affect the accrual or value of FlexPoints or rewards. U.S. Bank, Maritz Loyalty Marketing, Quality Reward Travel and Travelocity shall not be liable for any bodily and/or property damage that may result from your participation in the Program, or the performance by the airlines of the ticketed transportation; do not guarantee the availability of any flight on any airline or seats on any such flights; do not endorse, guarantee or warrant the goods and services offered by any airline.

Back to Text
WorldPerks Visa Signature cardmembers who convert to the U.S. Bank FlexPerks Travel Rewards Visa card may receive up to a $20 airline allowance with each redeemed airline award travel ticket. Cardmembers who redeem FlexPoints for award travel may be credited up to $20 on a future statement for Qualified Purchases made using their FlexPerks Travel Rewards Visa card with the airline carrier providing award travel flight. "Qualified Purchases" are any purchases made with your FlexPerks Travel Rewards Visa card, that post to your account under the airline carrier providing your award travel flight, between the dates of your award travel flight. Cardmembers must call Cardmember Services 877-978-7446 to request a statement credit within 90 days of a Qualified Purchase. Once the request is approved by Cardmember Services, the cardmember will receive a credit within 4 to 6 weeks for the amount of the qualified purchase, up to $20. U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for allowance.

WorldPerks Visa Business cardmembers who convert to the U.S. Bank FlexPerks Business Travel Rewards Visa card may receive up to a $25 airline allowance with each redeemed airline award travel ticket. Cardmembers who redeem FlexPoints for award travel may be credited up to $25 on a future statement for Qualified Purchases made using their FlexPerks Business Travel Rewards Visa card with the airline carrier providing award travel flight. "Qualified Purchases" are any purchases made with your FlexPerks Business Travel Rewards Visa card, that post to your account under the airline carrier providing your award travel flight, between the dates of your award travel flight. Cardmembers must call Cardmember Services 800-374-7979 to request a statement credit within 90 days of a Qualified Purchase. Once the request is approved by Cardmember Services, the cardmember will receive a credit with in 4 to 6 weeks for the amount of the qualified purchase, up to $25. U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for allowance.

You may redeem allowance for Qualified Purchases only if the outstanding balance of your account is below its revolve limit and if your account is open and in good standing under the terms of your Cardmember Agreement. Once you or we close your account for any reason, your allowance may be forfeited.

Back to Text
U.S. Bank will credit your FlexPerks Travel Rewards Visa Account with FlexPoints as follows. Yearly Award Level: For Net Purchases less than or equal to $120,000, earn one FlexPoint for every $1. If during the calendar year, Net Purchases exceed $120,000, all FlexPoints for the remainder of the calendar year are earned at a rate of one FlexPoint for every $2. Exemption: FlexPerks Travel Rewards Visa AutoPay Cardmembers who select the full payment option on the first available payment date after their statement date. U.S. Bank will credit your FlexPerks Select Rewards Visa Account with FlexPoints as follows. For Net Purchases earn one FlexPoint for every $2. U.S. Bank will credit your FlexPerks Business Travel Rewards Visa Account with FlexPoints as follows. For Net Purchases, earn one FlexPoint for every $1. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your Visa billing period. We will not award FlexPoints for Advances, Convenience Checks, Visa Buxx, Balance Transfers, Finance Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you. FlexPoints will expire five years from the end of the calendar quarter in which they were earned. FlexPoints are redeemed or expired in the order in which they were earned and awarded to the account.

Back to Text
FlexPerks Travel Rewards Visa cardmembers may earn additional FlexPoints for purchases at merchant locations in the following categories: airline, gas or grocery (each, a "Category"). FlexPerks Business Travel Rewards cardmembers may earn additional FlexPoints for purchases at merchant locations in the following categories: airline, gas or office supplies (each, a "Category"). You will earn the additional FlexPoints at a rate of two FlexPoints for every $1 in the one Category in any given monthly billing cycle that has the highest total of Net Purchases charged to your Account (the "Highest Category").

Back to Text
FlexPoints will be awarded at the rate of two FlexPoints for every $1 in Net Purchases during the current month's billing cycle for any merchant location that classifies itself as having telecommunication services/products. U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for additional FlexPoints.

Back to Text
Available Airline Rewards, Gift Certificate Rewards, Merchandise Rewards and any other Program Rewards as well as the number of FlexPoints needed to obtain each reward is available to cardmembers, on the web, at the Rewards Center located within usbank.com. U.S. Bank may change or terminate participating merchants, withdrawal, limit, modify, or cancel any rewards, add an unlimited number of blackout dates, or increase the number of FlexPoints required for any reward at any time without advance notice, even though such changes may affect the accrual or value of FlexPoints or rewards.

Back to Text
Free National Car Rental day. Three-day rental required with a Saturday-night keep. Coupon Code and Contract ID required at time of reservation. One coupon per National® rental and void once redeemed. Free day is prorated against basic rate of entire rental period, which does not include taxes (including GST/VAT), governmentally authorized or imposed surcharges, license recoupment/air tax recovery fees, concession fees or optional items. Coupon may not be used on one-way rentals. Renter must meet standard age, driver and credit requirements. Blackout dates may apply. Not valid with any other discounts or promotions. Coupon is subject to availability and good only at participating National locations in the United States and Canada. 24-hour advance reservation required. Offer not valid in the New York Metropolitan area. Offer valid for compact through full-size car.

Up to 25% discount off each rental. Contract ID required at time of reservation. Discount applies to base rate only. Taxes (including GST/VAT), other governmentally authorized or imposed surcharges, license recoupment fees, airport and airport facility fees, fuel, additional driver fee, one-way rental charge and optional items (such as LDW up to US$29.99 per day) are extra. Concession recoupment fees up to 15.5% may be added to the rental rate at some airport locations. Up to 10% may be added to the rental rate if you rent at an off-airport location and exit on our shuttle bus. Renter must meet standard age and driver requirements. Subject to change without notice.

The Emerald Club and its services require a signed Master Rental Agreement on file. Emerald Aisle® is available at select locations only. Expedited counter service available at all other locations. © 2009 Vanguard Car Rental USA Inc. All rights reserved.

Back to Text
A free Hideaways Aficionado® Silver Club membership (retail value $145/year) is available to FlexPerks Travel Rewards cardmembers and FlexPerks Business Travel Rewards cardmembers. FlexPerks Select Rewards cardmembers are entitled to a discounted membership in the Hideaways Aficionado Club at a fee of $90/year, a $55/year savings. Verification of FlexPerks Visa Account status will be required for enrollment.

Back to Text
Some limitations, restrictions and exclusions apply. Visit visa.com/signature for more details.

Back to Text
For the Visa SavingsEdge program, please visit visasavingsedge.com for complete details on the program, including the program terms and conditions.

Back to Text
Provides assistance and monetary reimbursement for up to a maximum of $2,500.00 for costs incurred in correcting an identity-theft occurrence. Covered costs include: re-filing applications for loans, grants, notarizing affidavits or other similar documents, long distance telephone calls and more. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions.

Back to Text
WorldPerks Visa Signature and Platinum cardmembers who convert to the U.S. Bank FlexPerks Travel Rewards Visa Signature card will pay no annual fee for their first year of membership. Beginning in year two, the WorldPerks Visa Signature cardmember's annual fee will decrease from $90/year to $49/year and the WorldPerks Visa Platinum cardmember's annual fee will decrease from $55/year to $49/year. The $49 annual fee will be credited back to the cardmember's account if $24,000 or more in Net Purchases post to the account within their 12-month annual statement year. WorldPerks Visa Platinum cardmembers who currently pay an annual fee of $55/year, and convert to the U.S. Bank FlexPerks Select Rewards Visa card will pay no annual fee for their new card. WorldPerks Visa cardmembers who currently pay an annual fee of $55/year and convert to the U.S. Bank FlexPerks Select Rewards Visa card will pay no annual fee for their new card. Net Purchases for the annual billing cycle are determined by adding all new Purchases recorded to your account during the billing period and subtracting any credits or other adjustments recorded to your Account during the billing period for returned purchases. WorldPerks Visa Business cardmembers who convert to the U.S. Bank FlexPerks Business Travel Rewards Visa card will pay no annual fee for their first year of membership. Beginning in year two, the $75/year annual fee Account Owners currently pay, will decrease to $55/year. The $25/year annual fee Authorized Employees currently pay will decrease to $10/year. The $55 Account Owner annual fee, and each additional $10 Authorized Employee annual fee will be credited back to their account if $24,000 or more in Net Purchases post to the Company's account within their 12-month annual statement year. Net Purchases for a 12-month annual statement year are determined by adding all new Purchases, recorded to the Company's account during the billing period and subtracting any credits or other adjustments recorded to your Account during the billing period for returned purchases. Convenience Checks, Finance Charges and Fees, credit insurance or transactions to fund certain prepaid card products, ATM Withdrawals, Quasi Cash and Balance Transfers do not qualify toward Net Purchases.

Back to Text

Program Rules: Complete terms and conditions for the Program, including rules regarding the redemption, expiration, loss or cancellation of FlexPoints, award thresholds, eligibility, participation, the Issuer's Rights to amend or terminate the Program and the Annual Program Fee are set forth in the FlexPerks Travel Rewards Visa Card Rewards Program Rules that are provided to you separately. The Program Rules will exclusively govern the terms of the Program and, to the extent the Program Rules conflict with the terms of this Cardmember Agreement or any other materials, the Program Rules will control.

The WorldPerks Visa card and U.S. Bank FlexPerks Travel Rewards Visa card are issued by U.S. Bank National Association ND.

Travel Rewards. Made Simple.

The FlexPerks Visa Family



	Privacy Pledge \| © 2009 U.S. Bancorp	Site Map