Refer a Friend to FlexPerksSM. Earn Big Rewards!

Reward yourself and reward your friends! You'll earn 5,000 Bonus FlexPointsSM; for each friend you refer. Here's how it works:

Existing FlexPerks cardholders:

  • Give your friend your FlexPoints number and make sure they include it on their application. Your FlexPoints number can be found on your credit card statement or in the Rewards Center at usbank.com
  • Have your friend visit this page (usbank.com/raf) to apply.
  • Earn 5,000 Bonus FlexPoints after your friend is approved and starts using their card.

New FlexPerks applicants:

  • Choose the FlexPerks Card that’s right for you.
  • Include your friend's FlexPoints number on your application, and they'll earn 5,000 FlexPoints for referring you.
  • Apply now and get up to 10,000 Bonus FlexPoints! How easy is that?

FlexPerks Travel Rewards Visa Signature® Credit Card

FlexPerks Travel Rewards Visa Signature Card Apply Now
  • 10,000 Bonus FlexPointsSM after first $500 in net purchases1
  • Earn 1 FlexPoint per $1 in net purchases, with double earning on select categories4
  • Earn double FlexPoints for gas, grocery or airline purchases — whichever you spend most on each monthly billing cycle2
  • Get up to a $25 airline allowance per award ticket3
  • Rewards include air travel, gift cards, merchandise and
    statement credit
  • For more information or to apply, call 800-360-2900,
    ext. 51929

FlexPerks Select Rewards Visa Credit Card

FlexPerks Select Rewards Visa Credit Card Apply Now
  • 5,000 Bonus FlexPointsSM after first $250 in net purchases1
  • Earn 1 FlexPoint per $2 in net purchases4
  • Rewards include gift cards, merchandise, travel and
    statement credit
  • For more information or to apply, call 800-360-2900,
    ext. 51929

  • New applicant one-time enrollment 10,000 Bonus FlexPoints will be awarded when you are approved for a new FlexPerks Travel Rewards Visa Signature card and net purchases totaling $500 or more post to your account within 90 days. 5,000 Bonus FlexPoints will be awarded when you are approved for a new FlexPerks Select Rewards Visa card and net purchases totaling $250 or more post to your account within 90 days. Applicants for the FlexPerks Travel Rewards Visa Signature Card who only qualify for and receive a FlexPerks Select Rewards Visa Card, earn 5,000 bonus FlexPoints. Please allow 6 to 8 weeks for enrollment Bonus FlexPoints to be credited to your FlexPerks Reward account. Your 5,000 Refer-a-Friend Bonus FlexPoints will be credited to your FlexPerks Reward account 8 to 10 weeks after your friend has used his/her new card for the first time. You are eligible to receive one-time bonus FlexPoints for each new FlexPerks Travel Rewards and FlexPerks Select Rewards account type. Existing and previous FlexPerks Travel Rewards and FlexPerks Select Rewards accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Travel Rewards Visa Card or FlexPerks Select Rewards Visa Card are subject to terms and conditions of the FlexPerks Travel Rewards Visa Cardmember Agreement and the FlexPerks Select Rewards Cardmember Agreement, which may be amended from time to time. You cannot earn Refer-a-Friend Bonus FlexPoints by referring yourself, a current Cardmember or a previous Cardmember that has closed and re-opened his/her account. New Refer-a-Friend accounts must be open and in good standing for referrer to receive Bonus FlexPoints. There can only be one sponsor per referred applicant.

    Due to confidentiality, sponsors cannot be notified, either in writing or by phone, as to which friends have received and used the FlexPerks Travel Rewards Visa Signature card or FlexPerks Select Rewards Visa Card. Your FlexPerks statement will serve as verification of their acceptance, with your Bonus FlexPoints coded as “FlexPerks Visa Refer-a-Friend Bonus FlexPoints.” Offer is subject to credit approval. This offer may not be combined with any other enrollment offer, and is non-transferable and may not be requested.

  • FlexPerks Travel Rewards Visa cardmembers may earn additional FlexPoints for purchases at merchant locations in the following categories: airline, gas or grocery (each, a “Category”). You will earn the additional FlexPoints at a rate of two FlexPoints for every $1 in the one Category in any given monthly billing cycle that has the highest total of Net Purchases charged to your Account (the “Highest Category”). U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for allowance.
  • FlexPerks Travel Rewards Visa Signature cardmembers may receive up to a $25 airline allowance with each redeemed airline award travel ticket. Cardmembers who redeem FlexPoints for award travel may be credited up to $25 on a future statement for Qualified Purchases made using their FlexPerks Travel Rewards Visa Signature card with the airline carrier providing award travel flight. “Qualified Purchases” are any purchases made with your FlexPerks Travel Rewards Visa Signature card that post to your account under the airline carrier providing your award travel flight between the dates of your award travel flight. Cardmembers must call Cardmember Services at 877-978-7446 to request a statement credit within 90 days of a Qualified Purchase. Once the request is approved by Cardmember Services, the cardmember will receive a statement credit within 4 to 6 weeks for the amount of the qualified purchase, up to $25. U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for allowance. You may redeem allowance for Qualified Purchases only if the outstanding balance of your account is below its revolve limit and if your account is open and in good standing under the terms of your Cardmember Agreement. Once you or we close your account for any reason, your allowance may be forfeited.
  • U.S. Bank will credit your FlexPerks Travel Rewards Visa Signature Account with FlexPoints as follows. Yearly Award Level: For Net Purchases less than or equal to $120,000, earn one FlexPoint for every $1. If during the calendar year, Net Purchases exceed $120,000, all FlexPoints for the remainder of the calendar year are earned at a rate of one FlexPoint for every $2. Exemption: FlexPerks Travel Rewards Visa Signature AutoPay Cardmembers who select the full payment option on the first available payment date after their statement date. U.S. Bank will credit your FlexPerks Select Rewards Visa Account with FlexPoints as follows. For Net Purchases earn one FlexPoint for every $2. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your Visa billing period. U.S. Bank will credit your FlexPerks Select Rewards Visa Account with FlexPoints as follows. For Net Purchases earn one FlexPoint for every $2. We will not award FlexPoints for Advances, Convenience Checks, Visa Buxx, Balance Transfers, Finance Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you.

FlexPerks Business Travel Rewards Visa Credit Card

FlexPerks Travel Rewards Visa Signature Credit Card
  • 10,000 Bonus FlexPointsSM after first $500 in net purchases1
  • Earn double FlexPoints for gas, office supplies or airline purchases — whichever you spend most on each monthly billing cycle2
  • Get up to a $25 airline allowance per award ticket3
  • Earn 1 FlexPoint per $1 in net purchases, with double earning on select categories4
  • Rewards include air travel, gift cards, merchandise and
    statement credit
  • For more information or to apply, call 800-796-4650,
    ext. 52210

FlexPerks Business Select Rewards Visa Credit Card

FlexPerks Business Select Rewards Visa Credit Card
  • 5,000 Bonus FlexPointsSM after first $250 in net purchases1
  • Earn 1 FlexPoint per $2 in net purchases4
  • Rewards include gift cards, merchandise, travel and
    statement credit
  • For more information or to apply, call 800-796-4650,
    ext. 52210

  • New applicant one-time enrollment 10,000 Bonus FlexPoints will be awarded when you are approved for a new FlexPerks Business Travel Rewards Visa card and net purchases totaling $500 or more post to your account within 90 days. 5,000 Bonus FlexPoints will be awarded when you are approved for a new FlexPerks Business Select Rewards Visa card and net purchases totaling $250 or more post to your account within 90 days. Please allow 6 to 8 weeks for enrollment Bonus FlexPoints to be credited to your FlexPerks Reward account. Your 5,000 Refer-a-Friend Bonus FlexPoints will be credited to your FlexPerks Reward account 8 to 10 weeks after your friend has used his/her new card for the first time. You are eligible to receive one-time bonus FlexPoints for each new FlexPerks Business Travel Rewards and FlexPerks Business Select Rewards account type. Existing and previous FlexPerks Business Travel Rewards and FlexPerks Business Select Rewards accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Business Travel Rewards Visa Card or FlexPerks Business Select Rewards Visa Card are subject to terms and conditions of the FlexPerks Business Travel Rewards Visa Cardmember Agreement and the FlexPerks Business Select Rewards Cardmember Agreement, which may be amended from time to time. You cannot earn Refer-a-Friend Bonus FlexPoints by referring yourself, a current Cardmember or a previous Cardmember that has closed and re-opened his/her account. New Refer-a-Friend accounts must be open and in good standing for referrer to receive Bonus FlexPoints. There can only be one sponsor per referred applicant.

    Due to confidentiality, sponsors cannot be notified, either in writing or by phone, as to which friends have received and used the FlexPerks Business Travel Rewards Visa Signature card or FlexPerks Business Select Visa Card. Your FlexPerks statement will serve as verification of their acceptance, with your Bonus FlexPoints coded as “FlexPerks Visa Refer-a-Friend Bonus FlexPoints.” Offer is subject to credit approval. This offer may not be combined with any other enrollment offer, and is non-transferable and may not be requested.

  • FlexPerks Business Travel Rewards Visa cardmembers may earn additional FlexPoints for purchases at merchant locations in the following categories: airline, gas or office supplies (each, a “Category”). You will earn the additional FlexPoints at a rate of two FlexPoints for every $1 in the one Category in any given monthly billing cycle that has the highest total of Net Purchases charged to your Account (the “Highest Category”). U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for allowance.
  • FlexPerks Business Travel Rewards Visa cardmembers may receive up to a $25 airline allowance with each redeemed airline award travel ticket. Cardmembers who redeem FlexPoints for award travel may be credited up to $25 on a future statement for Qualified Purchases made using their FlexPerks Business Travel Rewards Visa card with the airline carrier providing award travel flight. "Qualified Purchases" are any purchases made with your FlexPerks Business Travel Rewards Visa card that post to your account under the airline carrier providing your award travel flight between the dates of your award travel flight. Cardmembers must call Cardmember Services at 877-978-7446 to request a statement credit within 90 days of a Qualified Purchase. Once the request is approved by Cardmember Services, the cardmember will receive a statement credit with in 4-6 weeks for the amount of the qualified purchase, up to $25. U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for allowance. You may redeem allowance for Qualified Purchases only if your account is open and in good standing under the terms of your Cardmember Agreement. Once you or we close your account for any reason, your allowance may be forfeited.
  • U.S. Bank will credit your FlexPerks Business Travel Rewards Visa card account with FlexPoints as follows. For Net Purchases, earn one FlexPoint for every $1. U.S. Bank will credit your FlexPerks Business Select Rewards Visa Account with FlexPoints as follows. For Net Purchases earn one FlexPoint for every $2. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your Visa billing period. We will not award FlexPoints for Advances, Convenience Checks, Visa Buxx, Balance Transfers, Finance Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you. FlexPoints will expire five years from the end of the calendar quarter in which they were earned. FlexPoints are redeemed or expired in the order in which they were earned and awarded to the account.