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Savings & Money Market Accounts
Savings accounts offer the following benefits:
- The ability to earn interest on your balances.
- The ability to offset monthly maintenance fees with a minimum average collected balance.
- The security of FDIC insurance coverage.
- The ability to transfer funds to your U.S. Bank checking account via phone or overdraft protection service.
- The option to link with business checking to receive a combined statement.
With our money market accounts, you will benefit from the following:
- Tiered interest rates that pay more for higher balances.
- The option of writing up to three checks per month.
- The security of FDIC insurance coverage.
- The ability to offset a monthly maintenance fee by maintaining a minimum collected balance.
- The opportunity to offset service charges when linking to a business checking account.
- A convenient, easy-to-read monthly statement.
- The ability to link your money market account to your checking account for overdraft protection or to help offset monthly fees.
- The option to link with business checking to receive a combined statement.
Certificates of Deposit
Certificates of deposit (CDs) are a good way to get a high return on your company's savings. CDs are a great choice if your business has a time-specific savings need or is seeking a low-risk account to add to your investment portfolio.
Benefits of certificates of deposit include the following:
- Flexible terms as you decide the amount of money to deposit and choose terms from 14 days to 5 years.*
- Competitive interest rates which are generally higher for longer terms and higher balances.
- The security of FDIC insurance coverage.
* A $1,000 minimum opening balance is required. For terms less than three months, the minimum opening balance is $100,000.
For more information contact your U.S. Bank Relationship Manager, your Treasury Management Sales Representative or see our Commercial Banking Locator for a listing of phone numbers and addresses.
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